Crypto Basics

What are ERC20 Tokens and How Does it Work?

Discover the inner workings of ERC20 tokens in this comprehensive guide. Uncover how these tokens power the world of decentralized finance.
Marcus K
10 Minutes
MIN

Cryptocurrencies have revolutionized the way we think about digital assets and transactions. Among the many innovations in the blockchain space, ERC20 tokens have emerged as a prominent standard for creating and managing tokens on the Ethereum blockchain. 

In this comprehensive guide, we will explore what ERC20 tokens are, their history, how they work, their importance and impact, advantages and disadvantages, and provide a list of top ERC20 tokens. So, let's dive in and unravel the fascinating world of ERC20 tokens.

What is ERC20?

ERC20 stands for Ethereum Request for Comment 20 and is the technical standard for creating fungible tokens on the Ethereum blockchain. 

Unlike non-fungible tokens (NFTs), which are unique and not interchangeable, ERC20 tokens are fungible, meaning they can be exchanged on a one-to-one basis with other tokens of the same type. 

These tokens represent assets, rights, ownership, access, or even cryptocurrencies that are not unique in themselves but can be transferred.

The ERC20 standard enables developers to create smart-contract-enabled tokens that can be used with various products and services. 

Since its implementation, most tokens in the Ethereum ecosystem have been created using the ERC20 standard, making it a crucial part of the Ethereum blockchain's functionality.

History of ERC20

To understand the significance of ERC20 tokens, let's look at their history. In 2015, as smart contracts gained popularity, developers realized the need for a standardized token methodology within the Ethereum ecosystem. 

Each application would require its own token without a standard, leading to interoperability issues and difficulties in exchanging tokens between different applications.

To address this problem, developer Fabian Vogelsteller proposed the ERC20 standard 2015 through the Ethereum Request for Comment (ERC) process on the project's Github page. 

The proposal, initially known as ERC-20 due to its designation as the twentieth comment, was later approved and implemented as Ethereum Improvement Proposal 20 (EIP-20) in 2017.

The approval and implementation of the ERC20 standard ensured that all smart contract tokens implemented on the Ethereum blockchain would adhere to the same set of rules, making them compatible and easily exchangeable.

How Does ERC20 Work?

To understand how ERC20 tokens work, let's delve into their underlying structure and functionality. ERC20 tokens consist of a list of functions and events that must be implemented in a token's smart contract to be considered ERC20 compliant.

ERC20 Functions

The ERC20 standard defines six mandatory functions that a token must have:

  • TotalSupply: This function returns the total number of tokens ever issued.
  • BalanceOf: The BalanceOf function allows users to check the balance of a specific token owner's account.
  • Transfer: The Transfer function automatically transfers a specified number of tokens to a designated address.
  • TransferFrom: This function allows the automatic transfer of a specified number of tokens from one address to another.
  • Approve: The Approve function grants permission to a designated address to withdraw a specific number of tokens from the token owner's account.
  • Allowance: The Allowance function returns the number of tokens approved for withdrawal by a spender from the token owner's account.

These functions provide a standard interface for ERC20 tokens, allowing them to be easily accessed, recognized, and used within the Ethereum ecosystem.

ERC20 Events

In addition to functions, ERC20 tokens also include two mandatory events:

  • Transfer: The Transfer event is triggered when a transfer of tokens is successfully executed.
  • Approval: The Approval event logs the approval of a specific address to spend a certain number of tokens.

These events help keep track of token transfers and approvals within the blockchain.

Optional ERC20 Features

Although the six functions and two events mentioned above are mandatory for ERC20 compliance, token developers can include additional features to enhance the token's usability. These optional features include:

  • Token Name: Tokens can have a name that represents their identity.
  • Token Symbol: Tokens can have a symbol as a shorthand representation of their name.
  • Decimal Points: Tokens can have decimal points to allow for fractional values.

Including these optional features provides more information and clarity about the token, making it easier for users to understand and interact.

The Importance and Impact of ERC20

The ERC20 standard has profoundly impacted the blockchain and cryptocurrency industry. Its importance lies in the fact that it introduced a standardized framework for creating tokens on the Ethereum blockchain, fostering interoperability and compatibility among different tokens and applications. Let's explore some key reasons why ERC20 is significant.

Interoperability and Compatibility

By adhering to the ERC20 standard, tokens built on the Ethereum blockchain can seamlessly interact with other tokens and smart contracts within the ecosystem. 

This interoperability allows for the creating of decentralized applications (DApps) and services that can leverage a wide range of tokens without the need for custom integrations.

Token Creation Simplification

The ERC20 standard simplifies creating tokens by providing well-defined rules and functions. Developers can focus on implementing their tokens' specific features and functionalities without worrying about compatibility issues. 

This simplification has contributed to the rapid growth of the Ethereum ecosystem and the proliferation of ERC20 tokens.

Increased Liquidity and Market Access

ERC20 tokens' compatibility and interchangeability have significantly increased their liquidity and market access. Token holders can easily trade ERC20 tokens on decentralized exchanges (DEXs) and various cryptocurrency platforms, providing them with a broader range of investment and trading opportunities.

Crowdfunding and Initial Coin Offerings (ICOs)

The ERC20 standard has played a crucial role in the rise of ICOs and token crowdfunding. By providing a standardized token creation framework, ERC20 empowered startups and projects to efficiently launch their own tokens and raise funds from a global audience. 

This democratization of fundraising has opened up new avenues for innovation and entrepreneurship.

The impact of ERC20 can be seen in the broad adoption of tokens built on the Ethereum blockchain. Let's explore some of the top ERC20 tokens that have gained prominence in the market.

List of Top ERC20 Tokens

ERC20 tokens have gained significant traction in the cryptocurrency market. Here are some of the top ERC20 tokens by market capitalization:

Tether (USDT): Tether is a stablecoin that aims to maintain a 1:1 ratio with the US dollar, providing stability in the volatile cryptocurrency market.

USD Coin (USDC): USD Coin is another stablecoin pegged to the US dollar, offering stability and liquidity for digital asset transactions.

Shiba Inu (SHIB): Shiba Inu is an experimental cryptocurrency inspired by the meme culture surrounding the Shiba Inu dog breed.

Binance USD (BUSD): Binance USD is a stablecoin created by Binance, one of the largest cryptocurrency exchanges globally, providing stability and convenience for trading.

Binance Coin (BNB): Binance Coin is the native cryptocurrency of the Binance exchange and is widely used for trading fee discounts and participation in token sales.

DAI Stablecoin (DAI): DAI is a decentralized stablecoin that aims to maintain a 1:1 ratio with the US dollar through an algorithmic stabilization mechanism.

HEX (HEX): HEX is a blockchain-based certificate of deposit (CD) designed to reward token holders with interest for holding their tokens for a specific period.

Bitfinex LEO (LEO): Bitfinex LEO is the native utility token of the Bitfinex exchange, providing various benefits and discounts to its holders.

Maker (MKR): Maker is a governance token used in the MakerDAO protocol, which enables users to create and manage the stablecoin DAI.

These are just a few examples of the many ERC20 tokens that have gained popularity and utility in the blockchain ecosystem. The diverse range of use cases and functionalities offered by ERC20 tokens highlight their versatility and potential.

Advantages of ERC20 Tokens

ERC20 tokens offer several advantages that have contributed to their widespread adoption. Let's explore some of the key advantages:

  • Standardization: The ERC20 standard provides a uniform set of rules and functions, ensuring that all tokens built on the Ethereum blockchain adhere to the same standards. This standardization simplifies token development and improves user experience.
  • Smart Contract Functionality: ERC20 tokens can leverage the power of smart contracts to automate and execute complex transactions, enabling features such as automatic transfers, approvals, and more.
  • Crowdfunding and Fundraising: The ERC20 standard has facilitated the rise of token crowdfunding and ICOs, allowing startups and projects to raise funds globally in a decentralized manner.
  • Ecosystem Integration: ERC20 tokens can seamlessly integrate with other Ethereum-based services, such as decentralized finance (DeFi) protocols, lending platforms, and prediction markets, expanding their utility and potential use cases.

These advantages have made ERC20 tokens a preferred choice for token creation and have paved the way for growth and innovation within the Ethereum ecosystem.

Disadvantages of ERC20 Tokens

While ERC20 tokens offer numerous advantages, it's essential to consider their limitations and potential drawbacks. Here are some disadvantages associated with ERC20 tokens:

  • Scalability Challenges: The Ethereum blockchain's scalability limitations can affect the performance of ERC20 tokens during periods of high network congestion, leading to slower transactions and higher fees.
  • Smart Contract Vulnerabilities: Smart contracts powering ERC20 tokens are susceptible to hacks and vulnerabilities. Any bugs or vulnerabilities in the smart contract code can result in the loss of funds or token theft.
  • Limited Token Functionality: ERC20 tokens have predefined functions and events, which might not cover all possible token functionalities. Tokens with complex functionalities require custom token standards or modifications to the ERC20 standard.
  • Lack of Regulatory Compliance: ERC20 tokens, like other cryptocurrencies, operate in a regulatory gray area in many jurisdictions. Compliance with evolving regulations can be challenging for token issuers and holders.

It's crucial for token developers and users to be aware of these limitations and take appropriate measures to mitigate associated risks.

Frequently Asked Questions

Q1. What is the difference between ERC20 and ETH? 

Ether (ETH) is the native cryptocurrency of the Ethereum blockchain and network, used as a payment system for verifying transactions. ERC20 refers to the standard for creating smart contract-enabled fungible tokens on the Ethereum blockchain.

Q2. What is an ERC20 wallet? 

An ERC20 wallet is a digital wallet that allows users to store, manage, and interact with ERC20 tokens. It provides an interface for users to view token balances, send and receive tokens, and interact with decentralized applications.

Q3. Can ERC20 tokens be exchanged for other cryptocurrencies? 

ERC20 tokens can be exchanged for other cryptocurrencies on various exchanges and trading platforms supporting ERC20 tokens.

Q4. Are all cryptocurrencies ERC20 tokens?

No, not all cryptocurrencies are ERC20 tokens. While ERC20 tokens are cryptocurrencies, not all cryptocurrencies follow the ERC20 standard. ERC20 tokens specifically pertain to tokens built on the Ethereum blockchain.

Q5. Can ERC20 tokens be used for crowdfunding or raising funds?

The ERC20 standard has been widely used for initial coin offerings (ICOs) and token crowdfunding campaigns. It provides a standardized framework for token creation, making it easier for projects to raise funds globally.

Conclusion

ERC20 tokens have revolutionized the cryptocurrency industry by providing a standardized framework for creating and managing tokens on the Ethereum blockchain. 

These tokens offer interoperability, liquidity, and smart contract functionality, empowering developers and users to leverage the vast potential of the Ethereum ecosystem. 

Although ERC20 tokens have their limitations, their advantages and widespread adoption demonstrate their significance in the evolving blockchain landscape. 

As the crypto industry grows, ERC20 tokens will remain a crucial component, enabling innovation and decentralized applications on the Ethereum platform.

Disclaimer

The information provided on this website does not constitute investment advice, financial advice, trading advice, or any other advice, and you should not treat any of the website's content as such.

Token Metrics does not recommend that any cryptocurrency should be bought, sold, or held by you. Do conduct your own due diligence and consult your financial advisor before making any investment decisions.

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Indices Hub: Join the Waitlist for TM Global 100 (2025)

Sam Monac
7 min
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If you’ve been waiting for a simple, rules-based way to own the TM Global 100—without micromanaging tokens—this hub is for you. TM Global 100 is a rules-based crypto index that holds the top 100 assets in bull markets and moves to stablecoins in bear markets, with weekly rebalancing and transparent holdings/transaction logs you can verify at any time. It’s designed for hands-off allocators who want disciplined exposure and for active traders who want a core that adapts to regimes—without guesswork or endless rebalancing. Below you’ll find how it works, who it’s for, and exactly how to join the waitlist so you’re first in line when trading opens.

→ Join the waitlist to be first to trade TM Global 100.

TL;DR (snippet)

  • What it is: A rules-based index that holds the top-100 in bull markets and exits to stablecoins in bear markets.

  • Why it matters: Weekly rebalances + transparent holdings and transaction logs.

  • Who it’s for: Hands-off allocators and active traders who want a disciplined core.

  • Next step: Join the waitlist to be first to trade TM Global 100.

Why Indices Matter in October 2025

Search intent right now: investors want credible, rules-based crypto exposure that can participate in upside while reducing drawdown pain. A crypto index is a basket of assets selected and maintained by rules—so you avoid one-off bets and constant manual rebalancing.

With liquidity rotating quickly across sectors, weekly rebalancing helps maintain alignment with current market-cap leaders, while regime switching provides a disciplined, pre-defined response to bearish conditions. The result is a clear, consistent process that removes emotional decision-making and operational drag.

Definition (snippet-friendly): A crypto index is a rules-based basket of digital assets that’s constructed, weighted, and rebalanced on a set schedule.

How the TM Global 100 Index Works (Plain English)

  • Regime switching:


    • Bullish: Hold the top-100 crypto assets by market cap.

    • Bearish: Exit all positions into stablecoins and wait for a new bullish signal.

  • Weekly rebalancing: Reflects updated rankings and weights across the market-cap universe.

  • Transparency: Strategy modal shows methodology and thresholds; Gauge → Holdings Treemap → Transactions Log make every change visible.

  • What you’ll see on launch: Price tile, gauge (“rebalances weekly”), 100 tokens, one-click Buy Index flow, and a 90-second checkout via embedded wallet.

Soft CTA: See the strategy and rules.

Benefits at a Glance (Why This Beats DIY)

  • Time saved: No more manual coin-picking, sizing, and calendar rebalances.

  • Lower execution drag: One click vs. dozens of individual orders that can add slippage.

  • Stay current: Weekly rebalances help you capture market-cap changes without constant monitoring.

  • Discipline in drawdowns: Automatic switch to stablecoins removes panic decisions.

  • Radical visibility: Holdings treemap, table, and transactions log show what you own and what changed—every week.

  • Operational simplicity: Embedded wallet and a unified dashboard; no juggling chains and exchanges.

Step-by-Step: How to Get Early Access (Waitlist)

  1. Open the Indices Hub: Head to the Token Metrics Indices hub.

  2. Choose TM Global 100: Open the index page and review the Gauge → Strategy → Holdings.

  3. Join the Waitlist: Add your email to be notified the moment trading opens.

  4. (Optional) Connect Wallet: Pre-connect your wallet for a faster launch-day checkout.

  5. Launch-Day Flow (~90 seconds): Tap Buy Index, review fees/slippage, confirm, and see your position in My Indices.

  6. Track Rebalances: After each weekly rebalance or regime change, check the Transactions Log for updates.

→ Join the waitlist to be first to trade TM Global 100.

Decision Guide: Is This Right for You?

  • Hands-Off Allocator: Want broad exposure without micromanaging? Yes—rules-based + weekly rebalances.

  • Active Trader: Need a core that sits in stables during bears while you hunt edges elsewhere? Fits.

  • TM Member/Prospect: Already trust TM research? This is the rules-based version of “own the market.”

  • Risk-Aware Newcomer: Prefer a clear framework over vibes? Methodology is visible and auditable.

  • DIY Basket Builder: Tired of missed rebalances and slippage? One click can reduce execution drag.

  • Data-First Analyst: Want to verify? See the holdings, weights, and transaction history anytime.

‍

FAQs

1) What is a TM Global 100 index?
It’s a rules-based crypto index that holds the top 100 assets by market cap in bullish regimes and moves to stablecoins in bearish regimes. It rebalances weekly and shows transparent holdings and transactions.

2) How often does the index rebalance?
Weekly, with additional full-portfolio switches when the market regime changes.

3) What triggers the move to stablecoins?
A proprietary market signal. When bearish, the index exits all token positions into stablecoins and waits for a bullish re-entry signal.

4) Can I fund with USDC or fiat?
At launch, funding and settlement options surface based on the embedded wallet and supported chains. USDC payouts are supported for selling; additional entry options may be introduced later.

5) Is the wallet custodial?
No. The Embedded Wallet is self-custodial—you control your funds while using a streamlined, on-chain checkout.

6) How are fees shown?
Before you confirm, the Buy flow shows estimated gas, platform fee, maximum slippage, and the minimum expected value.

7) How do I join the waitlist?
Go to the Token Metrics Indices hub or the TM Global 100 strategy page and submit your email. We’ll notify you the moment trading opens.

Security, Risk & Transparency

  • Self-custody: Embedded smart wallet; you hold the keys.

  • 2FA & session hygiene: Use strong auth practices for your TM account.

  • Fee clarity: Gas, platform fee, and slippage are displayed before you confirm.

  • Auditability: Holdings, treemap, and transactions log are always visible.

  • Model limits: Regime logic can be wrong, and markets can gap; rules reduce discretion—not risk.

  • Regional availability: Product surfaces may vary by region as we expand.

Crypto is volatile and can lose value. Past performance is not indicative of future results. This article is for research/education, not financial advice.

Conclusion + Related Reads

If you want a disciplined, rules-based core that adapts to market regimes, TM Global 100 is built for you. Weekly rebalances, transparent holdings, and one-click buy remove operational friction so you can focus on your strategy.

→ Join the waitlist to be first to trade TM Global 100.

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Top Crypto Index for Hands-Off Portfolios (2025)

Sam Monac
7 min
MIN

If you want broad crypto exposure without babysitting charts, a top crypto index is the simplest way to participate in the market. TM Global 100 was designed for hands-off portfolios: when conditions are bullish, the index holds the top 100 crypto assets by market cap; when signals turn bearish, it moves to stablecoins and waits. You get weekly rebalancing, transparent holdings and transaction logs, and a 90-second buy flow—so you can spend less time tinkering and more time compounding your life.

→ Join the waitlist to be first to trade TM Global 100.

TL;DR (snippet)

  • What it is: Rules-based index that holds the top-100 in bull markets and moves to stablecoins in bear markets.

  • Why it matters: Weekly rebalances + transparent holdings and transaction logs.

  • Who it’s for: Hands-off allocators and active traders who want a disciplined core.

  • Next step: Join the waitlist to be first to trade TM Global 100.

Why Education / Indices Matters in October 2025

Volatility is back, and investors are searching for predictable, rules-based ways to capture crypto upside without micromanaging tokens. Search interest for terms like hands-off crypto investing, weekly rebalancing, and regime switching reflects the same intent: “Give me broad exposure with guardrails.”

Definition (for snippets): A crypto index is a rules-based basket of digital assets that tracks a defined universe (e.g., top-100 by market cap) with a transparent methodology and scheduled rebalancing.

For 2025’s cycle, a top crypto index helps you participate in uptrends while a regime-switching rule can step aside during drawdowns—removing guesswork and FOMO from day-to-day decisions.

How the TM Global 100 Index Works (Plain English)

  • Regime switching:


    • Bull: Holds the top-100 crypto assets by market cap.

    • Bear: Exits to stablecoins until a bullish signal returns.

  • Weekly rebalancing: Refreshes constituents and weights to reflect current market-cap rankings.

  • Transparency: A Strategy modal explains the rules; Gauge → Treemap → Transactions Log shows exactly what you hold and when it changes.

  • What you’ll see on launch: Price tile, 100 tokens, “rebalances weekly,” and a one-click Buy flow.

Soft CTA: See the strategy and rules.

Benefits at a Glance (Why This Beats DIY)

  • Time saved: No more building and rebalancing 100-coin baskets manually.

  • Lower slippage risk vs. DIY: One flow vs. dozens of separate orders on multiple chains.

  • No missed rebalances: Weekly updates + regime switches handled by rules, not mood.

  • Discipline on drawdowns: Stablecoin mode may help preserve capital during bears.

  • Full visibility: Gauge, Holdings Treemap/Table, and Transactions Log keep everything auditable.

  • One-click on-ramp: Embedded wallet + 90-second checkout makes first allocation simple.

Step-by-Step: How to Get Early Access (Waitlist)

  1. Open the Indices hub: Go to Token Metrics Indices.

  2. Select TM Global 100: Open the Global 100 card to view price, Gauge, tokens (=100), and “rebalances weekly.”

  3. Tap “Join Waitlist”: Enter your email. (Optional: connect wallet to pre-stage the buy.)

  4. Preview the rules: Read Strategy → Selection Criteria → Rebalancing Methodology.

  5. See holdings: Browse the Treemap and Table; check the Transactions Log.

  6. Launch day: We’ll email you. Connect (or create) the embedded wallet, review fees/slippage, and confirm.

  7. Own it in ~90 seconds: Your position appears in My Indices with P&L and ROI tracking.

→ Join the waitlist to be first to trade TM Global 100.

Decision Guide: Is This Right for You?

  • Hands-Off Allocator: Want the market’s breadth without daily management → Yes, core fit.

  • Active Trader: Need a disciplined core that sits in stables during bears → Strong complement to higher-beta bets.

  • TM Member/Prospect: Already follow TM research; prefer a rules-based implementation → Natural next step.

  • New to Crypto: Prefer transparent, auditable exposure with simple flows → Good starter allocation framework.

  • DIY Basket Builder: Tired of rebalance overhead and slippage → Index can replace heavy lifting.

  • Custody-Sensitive User: Want self-custody with clear logs → Embedded self-custodial wallet.

  • Fee-Aware Investor: Want to see costs upfront → Buy flow shows fees, gas, slippage estimates.

  • Global User: Multi-chain support helps meet you where you are → Check region availability at launch.

FAQs

What is a top crypto index?
A rules-based basket that tracks a defined universe—here, the top 100 assets by market cap—with transparent methodology and scheduled rebalancing.

How often does the index rebalance?
Weekly. Regime switches (tokens ↔ stablecoins) can also occur when the market signal changes.

What triggers the move to stablecoins?
A proprietary market-regime signal. In bearish regimes, the index exits token positions to stablecoins and waits for a bullish re-entry signal.

Can I fund with USDC or fiat?
At launch, the embedded wallet will surface supported funding/settlement options based on your chain/wallet. USDC payout is supported when selling; additional on-ramps may follow.

Is the wallet custodial?
No. It’s an embedded, self-custodial smart wallet—you control the keys.

How are fees shown?
Before confirming, the buy flow shows estimated gas, platform fee, max slippage, and minimum expected value.

How do I join the waitlist?
Visit the Token Metrics Indices hub or the TM Global 100 strategy page and tap Join Waitlist.

Security, Risk & Transparency

  • Self-custody: Embedded smart wallet; you control funds.

  • Visibility: Gauge → Treemap → Transactions Log shows holdings and all changes.

  • Fee/slippage clarity: All estimates shown pre-trade; transaction logs post-trade.

  • Regime logic limits: Signals can be wrong; switching may lag sudden moves.

  • Region notes: Availability and funding paths can vary by region/chain and may expand over time.

Crypto is volatile and can lose value. Past performance is not indicative of future results. This article is for research/education, not financial advice.

Conclusion + Related Reads

If you want hands-off, rules-based exposure to crypto’s upside—with a stablecoin backstop in bears—TM Global 100 is built for you. See the strategy, join the waitlist, and be ready to allocate on launch.

Related Reads

‍

Research

Top 100 Crypto Index: What It Is, How It’s Built, and Who It’s For (2025)

Sam Monac
7 min
MIN

If you’ve tried to “own the market” in crypto, you’ve felt the pain: chasing listings, juggling wallets, and missing rebalances while prices move. A top 100 crypto index aims to fix that—giving you broad exposure when the market is bullish and standing down when it’s not. TM Global 100 is our rules-based version of that idea: it holds the top-100 by market cap in bull regimes, moves to stablecoins in bear regimes, and rebalances weekly. You can see every rule, every holding, and every rebalance—then buy the index in ~90 seconds with an embedded on-chain flow.
→ Join the waitlist to be first to trade TM Global 100.

TL;DR (snippet)

  • What it is: A rules-based index that holds the top-100 assets in bull markets and moves to stablecoins in bear markets.

  • Why it matters: Weekly rebalances + transparent holdings and transactions logs.

  • Who it’s for: Hands-off allocators and active traders who want a disciplined core.

  • Next step: Join the waitlist to be first to trade TM Global 100.

Why a “Top 100 Crypto Index” Matters in October 2025

The market keeps cycling. New leaders emerge quickly. A “set-and-forget” bag can fall behind, while manual baskets burn hours and rack up slippage. Search interest for crypto index, regime switching, and weekly rebalancing keeps growing because people want a simple, disciplined core that adapts.

Definition (for featured snippets): A top 100 crypto index is a rules-based basket that tracks the largest 100 crypto assets by market cap, typically rebalanced on a schedule to keep weights aligned with the market.

In 2025, that alone isn’t enough. You also need discipline for downtrends. TM Global 100 adds a regime-switching layer to move to stablecoins during bear phases—so you can participate in upside and sit out major drawdowns with a consistent, rules-based approach.

‍

How the TM Global 100 Index Works (Plain English)

Regime switching:

  • Bullish: The index holds the top-100 assets by market cap.

  • Bearish: The index exits positions and moves fully to stablecoins until a bullish re-entry signal.

Weekly rebalancing:

  • Every week, the composition and weights update to reflect current market-cap rankings. No manual list maintenance. No “oops, I missed the new entrant.”

Transparency:

  • Strategy modal explains selection criteria and regime logic.

  • Gauge → Treemap → Transactions Log shows the signal, the real-time holdings view, and every rebalance/regime switch.

  • You’ll always see what you own, how it changed, and why.

What you’ll see on launch:

  • Price tile, 100 tokens, “rebalances weekly,” and one-click Buy.

  • Gauge to visualize the market signal.

  • Holdings Treemap and Table to inspect exposure.

  • Transactions Log to review every rebalance.

Soft CTA: See the strategy and rules.

Benefits at a Glance (Why This Beats DIY)

  • Time saved: Skip hours of asset chasing and manual spreadsheets; rebalances happen automatically.

  • Lower execution drag: One index buy can reduce slippage vs. piecing together 20–50 small orders across chains.

  • Never miss a rebalance: Weekly updates and on/off risk switches run by rules, not vibes.

  • Rules-based switching: A clear trigger defines when to sit in stablecoins—no second-guessing.

  • Full visibility: The gauge, treemap, table, and log make the process auditable at a glance.

  • Operational simplicity: An embedded wallet, 90-second buy flow, fee and slippage estimates upfront.

Step-by-Step: How to Get Early Access (Waitlist)

  1. Open the Indices hub and tap TM Global 100.

  2. Join the waitlist with your email—this flags you for day-one access.

  3. (Optional) Connect your wallet so you’re ready for the embedded checkout.

  4. Launch day: You’ll get an email and in-app prompt when trading opens.

  5. Buy in ~90 seconds: Connect, review fees/slippage/estimated value, confirm.

  6. Track positions: See your holdings, rebalances, and P&L in My Indices.

  7. Repeat or add funds: Rebalancing is handled weekly; you can add or sell anytime.

→ Join the waitlist to be first to trade TM Global 100.

Decision Guide: Is This Right for You?

  • Hands-Off Allocator: Want broad market exposure without managing coin lists? Consider it.

  • Active Trader: Want a disciplined core you don’t have to watch while you chase setups? Consider it.

  • TM Member (Research-Heavy): Prefer to keep your picks, but want a market base layer? Consider it.

  • New to Crypto: Need transparency + clear rules? Consider it, with a small test first.

  • Hyper-Niche Maxi: If you only want 1–2 coins, an index may be too broad.

  • Short-Term Scalper: You may still benefit from a core allocation, but active trading stays your main driver.

  • Tax-/Jurisdiction-Sensitive Users: Check your local rules before investing.

  • Institutional Explorers: Looking for transparent rules, logs, and weekly governance? Worth evaluating.

FAQs

What is a top 100 crypto index?
A rules-based basket tracking the largest 100 assets by market cap, typically with scheduled rebalancing. TM Global 100 adds regime switching to stablecoins during bear markets.

How often does the index rebalance?
Weekly. In addition, if the market signal flips, the entire portfolio may switch between tokens ↔ stablecoins outside the weekly cycle.

What triggers the move to stablecoins?
A proprietary market-regime signal. When it’s bearish, the index exits tokens to stablecoins and waits for a bullish re-entry signal.

Can I fund with USDC or fiat?
On launch, funding options surface based on your connected wallet and supported chains. USDC payouts are supported when selling.

Is the wallet custodial?
The embedded wallet is self-custodial—you control your funds.

How are fees shown?
Before you confirm a buy, you’ll see estimated gas, platform fee, max slippage, and minimum expected value—all up front.

How do I join the waitlist?
Go to the TM Global 100 page or the Indices hub and click Join Waitlist. You’ll get notified at launch with simple steps to buy.

Security, Risk & Transparency

  • Self-custody: Embedded, self-custodial smart wallet; you control keys.

  • 2FA & device checks: Standard authentication best practices.

  • Fee/slippage transparency: All estimates are shown pre-trade; you confirm with eyes open.

  • On-chain visibility: Holdings, rebalances, and regime switches appear in the Transactions Log.

  • Rule constraints: Signals can be wrong; spreads and volatility can impact outcomes.

  • Regional considerations: Availability and tax treatment vary by jurisdiction.

Crypto is volatile and can lose value. Past performance is not indicative of future results. This article is for research/education, not financial advice.

Conclusion + Related Reads

A top 100 crypto index is the simplest path to broad market exposure—if it’s built with discipline. TM Global 100 combines transparent rules, weekly rebalancing, and a regime switch to stablecoins, so you can focus on your strategy while the core maintains itself.
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