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Stop Guessing, Start Trading: The Token Metrics API Advantage

Announcements

Big news: We’re cranking up the heat on AI-driven crypto analytics with the launch of the Token Metrics API and our official SDK (Software Development Kit). This isn’t just an upgrade – it's a quantum leap, giving traders, hedge funds, developers, and institutions direct access to cutting-edge market intelligence, trading signals, and predictive analytics.

Crypto markets move fast, and having real-time, AI-powered insights can be the difference between catching the next big trend or getting left behind. Until now, traders and quants have been wrestling with scattered data, delayed reporting, and a lack of truly predictive analytics. Not anymore.

The Token Metrics API delivers 32+ high-performance endpoints packed with powerful AI-driven insights right into your lap, including:

  • Trading Signals: AI-driven buy/sell recommendations based on real-time market conditions.
  • Investor & Trader Grades: Our proprietary risk-adjusted scoring for assessing crypto assets.
  • Price Predictions: Machine learning-powered forecasts for multiple time frames.
  • Sentiment Analysis: Aggregated insights from social media, news, and market data.
  • Market Indicators: Advanced metrics, including correlation analysis, volatility trends, and macro-level market insights.

Getting started with the Token Metrics API is simple:

  1. Sign up at www.tokenmetrics.com/api
  2. Generate an API key and explore sample requests.
  3. Choose a tier–start with 50 free API calls/month, or stake TMAI tokens for premium access.
  4. Optionally–download the SDK, install it for your preferred programming language, and follow the provided setup guide.

At Token Metrics, we believe data should be decentralized, predictive, and actionable. 

The Token Metrics API & SDK bring next-gen AI-powered crypto intelligence to anyone looking to trade smarter, build better, and stay ahead of the curve. With our official SDK, developers can plug these insights into their own trading bots, dashboards, and research tools – no need to reinvent the wheel.

Research

Best Insurance Protocols (DeFi & Custodial) 2025

Sam Monac
7 min
MIN

Why Crypto Insurance Matters in September 2025

The search intent here is commercial investigation: investors want safe ways to protect on-chain and custodied assets. This guide ranks the best insurance protocols 2025 across DeFi and regulated custodial coverage so you can compare options quickly.
Definition: Crypto (DeFi) insurance helps cover losses from smart-contract exploits, exchange halts, custodian breaches, or specific parametric events; custodial insurance typically protects assets held by qualified trustees or platforms under defined “crime”/theft policies.

In 2025, larger treasuries and yield strategies are back, while counterparty and contract risk remain. We focus on real cover products, payout track records, and regulated custodial policies—using only official sources. Secondary considerations include DeFi insurance, crypto custodial insurance, and smart contract coverage capacity, claims handling, and regional eligibility.

How We Picked (Methodology & Scoring)

  • Liquidity (30%): size/capacity, ability to pay valid claims; for custodians, insurance limits and capital backing.

  • Security (25%): audits, disclosures, claim processes, regulated status where applicable.

  • Coverage (15%): breadth of products (protocol, depeg, custody, parametric, etc.) and supported chains.

  • Costs (15%): premiums/fees relative to cover; clear fee pages.

  • UX (10%): buying experience, documentation, transparency.

  • Support (5%): documentation, response channels, claims guidance.

Data sources: official product/docs, transparency/security pages, and audited/claims pages; market datasets only for cross-checks. Last updated September 2025.

Top 10 Crypto Insurance Providers in September 2025

1. Nexus Mutual — Best for broad DeFi coverage and claims history

  • Why Use It: A member-owned mutual offering protocol, exchange halt, and depeg covers, with a transparent claims ledger and multi-year payout track record. Members vote on claims, and the docs detail cover wordings and product types. docs.nexusmutual.io+3nexusmutual.io+3docs.nexusmutual.io+3

  • Best For: Advanced DeFi users, DAOs/treasuries, funds seeking bespoke on-chain risk cover.

  • Notable Features: Claims history ledger; multiple cover products (protocol/exchange/depeg); membership + staking model. Nexus Mutual DAO+1

  • Fees Notes: Membership fee required; premiums vary by product pool (see cover pages). docs.nexusmutual.io

  • Regions: Global (KYC for membership). docs.nexusmutual.io

  • Consider If: You’re comfortable with discretionary, member-voted claims.

  • Alternatives: InsurAce, Neptune Mutual.

2. InsurAce — Best multi-chain DeFi marketplace

  • Why Use It: Multi-chain cover marketplace with a wide menu of protocol/exchange risk options and an established brand. Useful for builders and users who want flexible terms across ecosystems. insurace.io

  • Best For: Multi-chain DeFi participants, LPs, power users.

  • Notable Features: Diverse cover catalog; staking/supply side; docs and dApp UI focused on ease of purchase. insurace.io

  • Fees Notes: Premiums vary per pool/cover; check dApp quotes.

  • Regions: Global (subject to app access and eligibility).

  • Consider If: You prefer marketplace variety but can evaluate pool capacity.

  • Alternatives: Nexus Mutual, Neptune Mutual.

4. Sherlock — Best for protocol teams needing post-audit coverage

  • Why Use It: Full-stack security provider (audit contests, bounties) with Sherlock Shield coverage that helps protocols mitigate losses from smart-contract exploits. Strong fit for teams bundling audits + coverage. sherlock.xyz+1

  • Best For: Protocol founders, security-first teams, DAOs.

  • Notable Features: Audit marketplace; exploit coverage; payout process tailored for teams. sherlock.xyz

  • Fees Notes: Pricing depends on scope/coverage; engage sales.

  • Regions: Global.

  • Consider If: You need coverage tightly integrated with audits.

  • Alternatives: Chainproof, Nexus Mutual.

3. OpenCover— Best for Community-Driven, Transparent Coverage

Why Use It: OpenCover is a decentralized insurance protocol that leverages community-driven liquidity pools to offer coverage against smart contract exploits and other on-chain risks. Its transparent claims process and low-cost structure make it an attractive option for DeFi users seeking affordable and reliable insurance solutions.

Best For: DeFi users, liquidity providers, and investors looking for community-backed insurance coverage.

Notable Features:

  • Community-governed liquidity pools

  • Transparent and automated claims process

  • Low-cost premiums

  • Coverage for smart contract exploits and on-chain risks

Fees/Notes: Premiums are determined by the liquidity pool and the level of coverage selected.

Regions: Global (subject to dApp access).

Consider If: You value community governance and transparency in your insurance coverage.

Alternatives: Nexus Mutual, InsurAce.

5. Chainproof — Best for regulated smart-contract insurance

  • Why Use It: A regulated insurer for non-custodial smart contracts, incubated by Quantstamp; positions itself with compliant, underwritten policies and 24/7 monitoring. chainproof.co+2quantstamp.com+2

  • Best For: Enterprises, institutions, and larger protocols requiring regulated policies.

  • Notable Features: Regulated insurance; Quantstamp lineage; monitoring-driven risk management. quantstamp.com+1

  • Fees Notes: Premiums/policy terms bespoke.

  • Regions: Global (subject to policy jurisdiction).

  • Consider If: You need compliance-grade coverage for stakeholders.

  • Alternatives: Sherlock, Nexus Mutual.

6. Nayms — Best on-chain insurance marketplace for brokers/carriers

  • Why Use It: A regulated (Bermuda DABA Class F) marketplace to set up tokenized insurance pools and connect brokers, carriers, investors, and insureds—bringing alternative capital on-chain. nayms.com+1

  • Best For: Brokers/carriers building crypto-native insurance programs; larger DAOs/TSPs.

  • Notable Features: Segregated Accounts (SAC) structure; tokenized pools; full lifecycle (capital → premiums → claims). nayms.com+1

  • Fees Notes: Platform/program fees vary; institutional setup.

  • Regions: Global (Bermuda framework).

  • Consider If: You’re creating—not just buying—insurance capacity.

  • Alternatives: Chainproof, institutional mutuals.

7. Etherisc — Best for parametric flight/crop and specialty covers

  • Why Use It: Pioneer in parametric blockchain insurance with live Flight Delay Protection and other modules (e.g., crop, weather, depeg). On-chain products with automated claims. Etherisc+2Flight Delay+2

  • Best For: Travelers, agritech projects, builders of niche parametric covers.

  • Notable Features: Flight delay dApp (Base/USDC); crop/weather modules; transparent policy pages. Flight Delay+1

  • Fees Notes: Premiums quoted per route/peril.

  • Regions: Global (product-specific availability).

  • Consider If: You need clear, data-triggered payouts.

  • Alternatives: Arbol (climate parametrics), Neptune Mutual.

8. Tidal FinanceBest for Coverage on Niche DeFi Protocols
Why Use It: Tidal Finance focuses on providing coverage for niche and emerging DeFi protocols, offering tailored insurance products for new and innovative projects. Tidal's dynamic risk assessments allow it to offer specialized coverage options for specific protocols.
Best For: Users and protocols seeking insurance for niche DeFi projects with specific risk profiles.
Notable Features:

  • Coverage for high-risk, niche DeFi protocols

  • Dynamic pricing based on real-time risk assessments

  • Flexible policy terms
    Fees/Notes: Premiums based on the risk profile of the insured protocol.
    Regions: Global.
    Consider If: You need tailored insurance coverage for emerging or specialized DeFi projects.
    Alternatives: Nexus Mutual, Amulet Protocol.

9. Subsea (formerly Risk Harbor) — Best for automated, rules-based claims

  • Why Use It: An algorithmic risk-management marketplace with objective, automated claims—reducing discretion and bias in payouts. (Risk Harbor rebranded to Subsea.) Subsea+1

  • Best For: Users who prefer invariant, programmatic claim triggers.

  • Notable Features: Automated payout logic; transparent market mechanics; simulator for underwriting/buying protection. simulator.riskharbor.com

  • Fees Notes: Premiums and returns vary by pool.

  • Regions: Global (dApp access).

  • Consider If: You want automation over DAO voting.

  • Alternatives: Neptune Mutual, Amulet.

10. BitGo Custody (with Insurance) — Best custodial coverage for institutions

  • Why Use It: Qualified custody with up to $250M in digital-asset insurance capacity for assets where keys are held by BitGo Trust; clearly communicated policy framework and bankruptcy-remote structures. The Digital Asset Infrastructure Company+2The Digital Asset Infrastructure Company+2

  • Best For: Funds, corporates, and service providers needing regulated custody plus insurance.

  • Notable Features: Qualified custody; SOC reports; policy covers specific theft/loss scenarios. The Digital Asset Infrastructure Company

  • Fees Notes: Custody/asset-based fees; insurance embedded at the custodian level.

  • Regions: Global (jurisdiction-specific entities).

  • Consider If: You want a regulated custodian with published insurance capacity.

  • Alternatives: Gemini Custody, Anchorage Digital (note: no FDIC/SIPC). Gemini+1

Decision Guide: Best By Use Case

How to Choose the Right Crypto Insurance (Checklist)

  • Verify eligibility/region and any KYC requirements.

  • Check coverage type (protocol exploit, exchange halt, depeg, parametric, custody crime).

  • Review capacity/liquidity and payout records/ledgers.

  • Compare premiums/fees against insured amounts and deductibles.

  • Evaluate claims process (discretionary vote vs. parametric/automated).

  • Confirm security posture (audits, monitoring, disclosures).

  • Test UX & support (docs, ticketing, community).

  • Red flags: unclear policy wordings; promises of “FDIC-like” protection for crypto (rare/not applicable). Anchorage

Use Token Metrics With Any Insurance Provider

  • AI Ratings to screen tokens and protocol risk signals.
  • Narrative Detection to spot shifting risk/coverage demand.

  • Portfolio Optimization to size insured vs. uninsured exposures.

  • Alerts to track incident news and coverage expiries.
    Workflow: Research → Select cover/custody → Execute → Monitor with alerts.


Primary CTA: Start free trial

Security & Compliance Tips

  • Enable strong 2FA and segregate wallets for covered vs. uncovered positions.

  • For custodial solutions, understand exact insurance scope and exclusions. Gemini

  • Follow KYC/AML where required (e.g., Nexus Mutual membership). docs.nexusmutual.io

  • For protocols, complement insurance with audits/bounties and incident response runbooks. sherlock.xyz

  • Maintain wallet hygiene (hardware, allow-list, spend limits).

This article is for research/education, not financial advice.

Beginner Mistakes to Avoid

  • Assuming all losses are covered—read policy wordings. Gemini

  • Buying cover after an incident is known/underway.

  • Ignoring chain/app coverage constraints.

  • Letting cover lapse during major upgrades or liquidity migrations.

  • Believing custodial insurance = FDIC/SIPC (it doesn’t). Anchorage

FAQs

What’s the difference between DeFi insurance and custodial insurance?
DeFi insurance protects on-chain actions (e.g., smart-contract exploits or depegs), often via discretionary voting or parametric rules. Custodial insurance covers specific theft/loss events while assets are held by a qualified custodian under a crime policy; exclusions apply. docs.nexusmutual.io+1

How do parametric policies work in crypto?
They pre-define an objective trigger (e.g., flight delay, protocol incident), enabling faster, data-driven payouts without lengthy investigations. Etherisc (flight) and Neptune Mutual (incident pools) are examples. Flight Delay+1

Is Nexus Mutual regulated insurance?
No. It’s a member-owned discretionary mutual where members assess claims and provide capacity; see membership docs and claim pages. docs.nexusmutual.io+1

Do custodial policies cover user mistakes or account takeovers?
Typically no—policies focus on theft from the custodian’s systems. Review each custodian’s definitions/exclusions (e.g., Gemini’s hot/cold policy scope). Gemini

What if I’m primarily on Solana?
Consider Amulet for Solana-native cover; otherwise, verify cross-chain support from multi-chain providers. amulet.org

Which providers are regulated?
Chainproof offers regulated smart-contract insurance; Nayms operates under Bermuda’s DABA framework for on-chain insurance programs. chainproof.co+1

Conclusion + Related Reads

If you need breadth and track record, start with Nexus Mutual or InsurAce. For parametric, faster payouts, look at Neptune Mutual or Etherisc. Building institutional-grade risk programs? Consider Chainproof or Nayms. If you hold assets with a custodian, confirm published insurance capacity—BitGo and Gemini Custody are good benchmarks.

Related Reads:

  • Best Cryptocurrency Exchanges 2025

  • Top Derivatives Platforms 2025

  • Top Institutional Custody Providers 2025

Sources & Update Notes

We verified every claim on official provider pages (product docs, policy pages, security/claims posts) and only used third-party sources for context checks. Updated September 2025.

Gemini — Custody insurance page and blog. Gemini+1

Research

Top Smart Contract Auditors (2025)

Sam Monac
7 min
MIN

Why Smart Contract Security Auditors Matter in September 2025

Smart contracts are the critical rails of DeFi, gaming, and tokenized assets—one missed edge case can freeze liquidity or drain treasuries. If you’re shipping on EVM, Solana, Cosmos, or rollups, smart contract auditors provide an independent, methodical review of your code and architecture before (and after) mainnet. In one line: a smart contract audit is a systematic assessment of your protocol’s design and code to find and fix vulnerabilities before attackers do.

This guide is for founders, protocol engineers, PMs, and DAOs comparing audit partners. We combined SERP research with hands-on security signals to shortlist reputable teams, then selected the best 10 for global builders. Secondary considerations—like turnaround time, formal methods, and public report history—help you match the right firm to your stack and stage.

How We Picked (Methodology & Scoring)

  • Liquidity (30%) – We favored firms that regularly secure large TVL protocols and L2/L3 infrastructure (a proxy for real-world risk tolerance).

  • Security (25%) – Depth of reviews, formal methods, fuzzing/invariants, internal QA, and disclosure practices.

  • Coverage (15%) – Chains (EVM, Solana, Cosmos, Move), ZK systems, cross-chain, and infra.

  • Costs (15%) – Transparent scoping, rate signals, and value versus complexity.

  • UX (10%) – Developer collaboration, report clarity, suggested fixes.

  • Support (5%) – Follow-ups, retests, and longer-term security programs.

Data inputs: official service/docs pages, public audit report portals, rate disclosures where available, and widely cited market datasets for cross-checks. Last updated September 2025.

Top 10 Smart Contract Auditors in September 2025

1. OpenZeppelin — Best for Ethereum-native protocols & standards

  • Why Use It: OpenZeppelin sets the bar for Ethereum security reviews, blending deep code review with fuzzing and invariant testing. Their team maintains widely used libraries and brings ecosystem context to tricky design decisions. Audits are collaborative and issue-tracked end to end. OpenZeppelin+2docs.openzeppelin.com+2

  • Best For: DeFi protocols, token standards/bridges, ZK/infra components, L2/L3 projects.

  • Notable Features: Multi-researcher line-by-line reviews; fuzzing & invariants; Defender integrations; public customer stories.

  • Consider If: Demand may affect near-term availability; enterprise pricing.

  • Alternatives: ConsenSys Diligence, Sigma Prime

  • Regions: Global • Fees/Notes: Quote-based.

2. Trail of Bits — Best for complex, high-risk systems

  • Why Use It: A security research powerhouse, Trail of Bits excels on complicated protocol architectures and cross-component reviews (on-chain + off-chain). Their publications and tools culture translate into unusually deep findings and actionable remediation paths. Trail of Bits+1

  • Best For: Novel consensus/mechanisms, bridges, MEV-sensitive systems, multi-stack apps.

  • Notable Features: Custom tooling; broad ecosystem coverage (EVM, Solana, Cosmos, Substrate, Starknet); thorough reporting.

  • Consider If: Lead times can be longer; premium pricing.

  • Alternatives: Runtime Verification, Zellic

  • Regions: Global • Fees/Notes: Quote-based.

3. Sigma Prime — Best for Ethereum core & DeFi heavyweights

  • Why Use It: Sigma Prime combines practical auditing with core protocol experience (they build Lighthouse, an Ethereum consensus client), giving them unusual depth in consensus-adjacent DeFi and infra. Strong track record across blue-chip protocols. Sigma Prime+1

  • Best For: Lending/AMMs, staking/validators, client-adjacent components, LSTs.

  • Notable Features: Deep EVM specialization; transparent technical writing; senior engineering bench.

  • Consider If: Primary focus is EVM; limited non-EVM coverage compared to others.

  • Alternatives: OpenZeppelin, ChainSecurity

  • Regions: Global • Fees/Notes: Quote-based.

4. ConsenSys Diligence — Best for Ethereum builders wanting tooling + audit

  • Why Use It: Backed by ConsenSys, Diligence pairs audits with developer-facing tools and education, making it ideal for teams that want process maturity (prep checklists, fuzzing, Scribble specs). Broad portfolio and clear audit portal. Consensys Diligence+2Consensys Diligence+2

  • Best For: Early-to-growth stage Ethereum teams, rollup apps, token launches.

  • Notable Features: Audit portal; Scribble specification; fuzzing; practical prep guidance.

  • Consider If: Primarily Ethereum; non-EVM work may require scoping checks.

  • Alternatives: OpenZeppelin, ChainSecurity

  • Regions: Global • Fees/Notes: Quote-based.

5. ChainSecurity — Best for complex DeFi mechanisms & institutions

  • Why Use It: Since 2017, ChainSecurity has audited many flagship DeFi protocols and works with research institutions and central banks—useful for mechanism-dense systems and compliance-sensitive partners. Public report library is extensive. chainsecurity.com+1

  • Best For: Lending/leverage, automated market design, enterprise & research tie-ups.

  • Notable Features: Senior formal analysis; large library of public reports; mechanism design experience.

  • Consider If: Scheduling can book out during heavy DeFi release cycles.

  • Alternatives: Sigma Prime, Runtime Verification

  • Regions: Global • Fees/Notes: Quote-based.

6. Runtime Verification — Best for formal methods & proofs

  • Why Use It: RV applies mathematical modeling to verify contract behavior—ideal when correctness must be proven, not just reviewed. Transparent duration guidance and verification-first methodology stand out for high-assurance finance and bridges. runtimeverification.com+1

  • Best For: Bridges, L2/L3 protocols, safety-critical DeFi, systems needing formal guarantees.

  • Notable Features: Design modeling; proof-oriented analysis; published methodology; verification experts.

  • Consider If: Formal methods add time/scope; ensure timelines fit launch plans.

  • Alternatives: Trail of Bits, ChainSecurity

  • Regions: Global • Fees/Notes: Time/cost scale with LoC & rigor.

7. Spearbit (via Cantina) — Best for assembling elite ad-hoc review teams

  • Why Use It: Spearbit curates a network of top security researchers and spins up tailored teams for high-stakes reviews. Public “Spearbook” docs outline a transparent process and base rates—useful for planning and stakeholder alignment. docs.spearbit.com+1

  • Best For: Protocols needing niche expertise (ZK, MEV, Solana, Cosmos) or rapid talent assembly.

  • Notable Features: Researcher leaderboard; portfolio of reports; flexible scoping; public methodology.

  • Consider If: Marketplace model—experience can vary; align on leads and scope early.

  • Alternatives: Zellic, Trail of Bits

  • Regions: Global • Fees/Notes: Base rate guidance published; final quotes vary.

8. Zellic — Best for offensive-security depth & cross-ecosystem coverage

  • Why Use It: Founded by offensive researchers, Zellic emphasizes real-world exploit paths and releases practical research/tools (e.g., Masamune). Strong results across EVM, cross-chain, and high-value targets. zellic.io+2zellic.io+2

  • Best For: Cross-chain systems, DeFi with complicated state machines, performance-critical code.

  • Notable Features: Offensive mindset; tool-assisted reviews; transparent research blog.

  • Consider If: Premium scope; verify bandwidth for urgent releases.

  • Alternatives: OtterSec, Trail of Bits

  • Regions: Global • Fees/Notes: Quote-based.

9. OtterSec — Best for Solana, Move, and high-velocity shipping teams

  • Why Use It: OtterSec partners closely with fast-shipping teams across Solana, Sui, Aptos, and EVM, with a collaborative style and visible customer logos across top ecosystems. Useful when you need pragmatic feedback loops and retests. OtterSec+1

  • Best For: Solana & Move projects, cross-chain bridges, wallets, DeFi apps.

  • Notable Features: Holistic review method; $1B+ in vulnerabilities patched (self-reported); active blog & reports.

  • Consider If: Verify scope for non-Move/Solana; high demand seasons can fill quickly.

  • Alternatives: Zellic, Halborn

  • Regions: Global • Fees/Notes: Quote-based.

10. Halborn — Best for enterprise-grade programs & multi-service security

  • Why Use It: Halborn serves both crypto-native and financial institutions with audits, pentesting, and advisory; SOC 2-type attestations and steady cadence of public assessments support enterprise procurement. Halborn+1

  • Best For: Exchanges, fintechs, large DeFi suites, and teams needing full-stack security partners.

  • Notable Features: Audit portal & reports; enterprise processes; broader security services.

  • Consider If: Quote-based pricing; confirm dedicated smart-contract reviewers for your stack.

  • Alternatives: ConsenSys Diligence, Trail of Bits

  • Regions: Global • Fees/Notes: Quote-based.

Decision Guide: Best By Use Case

  • Ethereum DeFi blue-chips: OpenZeppelin, Sigma Prime

  • High-assurance/formal proofs: Runtime Verification, ChainSecurity

  • Novel mechanisms / complex cross-stack: Trail of Bits

  • Rapid team assembly / niche experts (ZK/MEV): Spearbit

  • Solana & Move ecosystems: OtterSec, Zellic

  • Enterprise programs & multi-service: Halborn, ConsenSys Diligence

  • Audit + developer tooling/process: ConsenSys Diligence, OpenZeppelin

How to Choose the Right Smart Contract Auditors (Checklist)

  • Confirm chain coverage (EVM/Solana/Cosmos/Move/ZK) and prior similar audits.

  • Review public reports for depth, reproductions, and clarity of recommendations.

  • Ask about fuzzing/invariants and formal methods on high-risk components.

  • Validate availability & timelines vs. your launch and retest windows.

  • Align on scope & deliverables (threat model, PoCs, retest, disclosure).

  • Clarify pricing (fixed/LoC-based, review period, retests).

  • Check secure comms (issue trackers, PGP, private repos) and follow-up support.

  • Red flags: “rubber-stamp” promises, guaranteed pass, or refusal to publish a report summary.

Use Token Metrics With Any Auditor

  • AI Ratings screen sectors and assets before you commit dev cycles.
  • Narrative Detection spots momentum so audits align with market timing.

  • Portfolio Optimization balances audited vs. unaudited exposure.

  • Alerts/Signals track unlocks, governance, and risk events post-launch.
    Workflow: Research → Select auditor → Execute fixes/retest → Monitor with alerts.


Primary CTA: Start free trial

Security & Compliance Tips

  • Enforce 2FA/hardware keys across repos and infra.

  • Separate ops wallets from treasury; use MPC or HSM where appropriate.

  • Align with KYC/AML and disclosures if raising or listing.

  • Use bug bounties and continuous scanning after the audit.

  • Practice key rotation, access reviews, and incident-response drills.

This article is for research/education, not financial advice.

Beginner Mistakes to Avoid

  • Treating an audit as a one-time checkbox instead of an iterative security program.

  • Scoping only Solidity without reviewing off-chain components and oracles.

  • Shipping major changes post-audit without a delta review.

  • Publishing reports without fix verification.

  • Ignoring test coverage, fuzzing, and invariant specs.

FAQs

What does a smart contract audit include?
Typically: architecture review, manual code analysis by multiple researchers, automated checks (linters, fuzzers), proof-of-concept exploits for issues, and a final report plus retest. Depth varies by scope and risk profile.

How long does an audit take?
From a few weeks to several months, depending on code size, complexity, and methodology (e.g., formal verification can extend timelines). Plan for time to remediate and retest before mainnet.

How much do audits cost?
Pricing is quote-based and driven by complexity, deadlines, and team composition. Some networks (e.g., Spearbit) publish base rate guidance to help with budgeting.

Do I need an audit if my code is forked?
Yes. Integration code, parameter changes, and new attack surfaces (bridges/oracles) can introduce critical risk—even if upstream code was audited.

Should I publish my audit report?
Most credible teams publish at least a summary. Public reports aid trust, listings, and bug bounty participation—while enabling community review.

What if we change code after the audit?
Request a delta audit and update your changelog. Major logic changes merit a retest; minor refactors may need targeted review.

Conclusion + Related Reads

Choosing the right auditor depends on your stack, risk tolerance, and timelines. For Ethereum-first teams, OpenZeppelin, Sigma Prime, and ConsenSys Diligence stand out. If you need high-assurance proofs or tricky mechanisms, look to Runtime Verification, ChainSecurity, or Trail of Bits. Solana/Move builders often pick OtterSec or Zellic. For flexible, elite review pods, Spearbit is strong.

Related Reads:

  • Best Cryptocurrency Exchanges 2025

  • Top Derivatives Platforms 2025

  • Top Institutional Custody Providers 2025

Sources & Update Notes

We reviewed official audit/service pages, public report libraries, and process/rate disclosures for recency and scope fit. Third-party datasets were used only for cross-checks (no external links included). Updated September 2025.

Research

Best Newsletters & Independent Analysts (2025)

Sam Monac
7 min
MIN

Why Crypto Newsletters & Independent Analysts Matter in September 2025

In a market that never sleeps, the best crypto newsletters 2025 help you filter noise, spot narratives early, and act with conviction. In one line: a great newsletter or analyst condenses complex on-chain, macro, and market structure data into clear, investable insights. Whether you’re a builder, long-term allocator, or active trader, pairing independent analysis with your own process can tighten feedback loops and reduce decision fatigue. In 2025, ETF flows, L2 expansion, AI infra plays, and global regulation shifts mean more data than ever. The picks below focus on consistency, methodology transparency, breadth (on-chain + macro + market), and practical takeaways—blending independent crypto analysts with data-driven research letters and easy-to-digest daily briefs.

Secondary intents we cover: crypto research newsletter, on-chain analysis weekly, and “who to follow” for credible signal over hype.

How We Picked (Methodology & Scoring)

  • Scale & authority (liquidity = 30%): Reach, frequency, and signals that move or benchmark the market (ETF/flows, L2 metrics, sector heat).

  • Security & transparency (25%): Clear disclosures, methodology notes, sources of data; links to security/research pages when applicable.

  • Coverage (15%): On-chain + macro + sector breadth; BTC/ETH plus L2s, DeFi, RWAs, AI infra, and alt cycles.

  • Costs (15%): Free tiers, reasonable paid options, and clarity on what’s gated.

  • UX (10%): Digestible summaries, archives, and skim-ability.

  • Support (5%): Reliability of delivery, community, and documentation.
    Data sources used: official sites/newsletter hubs, research/security pages, and widely cited datasets (Glassnode, Coin Metrics, Kaiko, CoinShares) for cross-checks. Last updated September 2025.

Top 10 Crypto Newsletters & Independent Analysts in September 2025

1. Bankless — Best for Daily Crypto & Web3 Digests

  • Why Use It: Bankless offers an approachable Daily Brief and deeper thematic series that balance top-of-funnel news with actionable context. If you want a consistent, skimmable daily pulse on crypto, DeFi, and Ethereum, this is a staple.

  • Best For: Busy professionals, founders, new-to-intermediate investors, narrative spotters.

  • Notable Features: Daily Brief; weekly/thematic issues; Ethereum-centric takes; large archive; clear disclosures.

  • Fees Notes: Generous free tier; optional paid communities/products.

  • Regions: Global

  • Alternatives: The Defiant, Milk Road

  • Consider If: You want daily breadth and a friendly voice more than deep quant.

2. The Defiant — Best for DeFi-Native Coverage

  • Why Use It: The Defiant’s daily/weekly letters and DeFi Alpha cut straight to on-chain happenings, new protocols, and governance. Expect fast DeFi coverage with practical trader/investor context.

  • Best For: DeFi power users, yield seekers, DAO/governance watchers.

  • Notable Features: DeFi-focused daily; weekly recaps; Alpha letter; strong reporting cadence.

  • Fees Notes: Free newsletter options; premium research tiers available.

  • Regions: Global

  • Alternatives: Bankless, Delphi Digital

  • Consider If: Your focus is DeFi first and you want timely protocol insights.

3. Messari – Unqualified Opinions — Best for Institutional-Grade Daily Takes

  • Why Use It: Messari’s daily market commentary and analyst notes are crisp, data-aware, and aligned with institutional workflows. Great for staying current on stablecoins, venture, and macro-market structure.

  • Best For: Funds, analysts, founders, policy/market observers.

  • Notable Features: Daily commentary; stablecoin weekly; venture weekly; archives; research ecosystem.

  • Fees Notes: Free newsletters with deeper research available to paying customers.

  • Regions: Global

  • Alternatives: Delphi Digital, Coin Metrics SOTN

  • Consider If: You value concise institutional context over tutorials.

4. Delphi Digital – Delphi Alpha — Best for Thematic Deep Dives

  • Why Use It: Delphi marries thematic research (AI infra, gaming, L2s) with market updates and timely unlocks of longer reports. Great when you want conviction around medium-term narratives.

  • Best For: Venture/allocators, founders, narrative investors.

  • Notable Features: “Alpha” newsletter; report previews; cross-asset views; long-form research.

  • Fees Notes: Free Alpha letter; premium research memberships available.

  • Regions: Global

  • Alternatives: Messari, The Defiant

  • Consider If: You prefer thesis-driven research over daily headlines.

5. Glassnode – The Week On-Chain — Best for On-Chain Market Structure

  • Why Use It: The industry’s flagship weekly on-chain letter explains BTC/ETH supply dynamics, holder cohorts, and cycle health with charts you’ll see cited everywhere.

  • Best For: Traders, quants, macro/on-chain hybrid readers.

  • Notable Features: Weekly on-chain; clear frameworks; historical cycle context; free subscription option.

  • Fees Notes: Free newsletter; paid platform tiers for advanced metrics.

  • Regions: Global

  • Alternatives: Coin Metrics SOTN, Into The Cryptoverse

  • Consider If: You want a single, rigorous on-chain read each week.

6. Coin Metrics – State of the Network — Best for Data-First Research Notes

  • Why Use It: SOTN blends on-chain and market data into weekly essays on sectors like LSTs, stablecoins, and market microstructure. It’s authoritative, neutral, and heavily cited.

  • Best For: Researchers, desk strategists, product teams.

  • Notable Features: Weekly SOTN; special insights; transparent data lineage; archives.

  • Fees Notes: Free newsletter; enterprise data products available.

  • Regions: Global

  • Alternatives: Glassnode, Kaiko Research

  • Consider If: You want clean methodology and durable references.

7. Kaiko Research Newsletter — Best for Liquidity & Market Microstructure

  • Why Use It: Kaiko’s research distills exchange liquidity, spreads, and derivatives structure across venues—useful for routing, slippage, and institutional execution context.

  • Best For: Execution teams, market makers, advanced traders.

  • Notable Features: Data-driven notes; liquidity dashboards; exchange/venue comparisons.

  • Fees Notes: Free research posts; deeper tiers for subscribers/clients.

  • Regions: Global

  • Alternatives: Coin Metrics, Messari

  • Consider If: You care about where liquidity actually is—and why it moves.

8. CoinShares – Digital Asset Fund Flows & Market Update — Best for ETF/Institutional Flow Watchers

  • Why Use It: Weekly Fund Flows and macro wrap-ups help you track institutional positioning and sentiment—especially relevant in the ETF era.

  • Best For: Allocators, macro traders, desk strategists.

  • Notable Features: Monday flows report; Friday market update; AuM trends; asset/region breakdowns.

  • Fees Notes: Free reports.

  • Regions: Global (some content segmented by jurisdiction)

  • Alternatives: Glassnode, Messari

  • Consider If: You anchor decisions to capital flows and risk appetite.

9. Milk Road — Best for Quick, Conversational Daily Briefs

  • Why Use It: A fast, witty daily that makes crypto easier to follow without dumbing it down. Great second screen with coffee—good for catching headlines, airdrops, and memes that matter.

  • Best For: Busy professionals, newcomers, social-narrative trackers.

  • Notable Features: Daily TL;DR; approachable tone; growing macro/AI crossover.

  • Fees Notes: Free newsletter; sponsored placements disclosed.

  • Regions: Global

  • Alternatives: Bankless, The Defiant

  • Consider If: You want speed and simplicity over deep quant.

10. Lyn Alden – Strategic Investment Newsletter — Best for Macro That Actually Impacts Crypto

  • Why Use It: Not crypto-only—yet hugely relevant. Lyn’s macro letters cover liquidity regimes, fiscal/monetary shifts, and energy/AI cycles that drive risk assets, including BTC/ETH.

  • Best For: Long-term allocators, macro-minded crypto investors.

  • Notable Features: Free macro letters; archives; occasional crypto-specific sections; clear frameworks.

  • Fees Notes: Free with optional premium research.

  • Regions: Global

  • Alternatives: Messari, Delphi Digital

  • Consider If: You want a macro north star to frame your crypto thesis.

Decision Guide: Best By Use Case

  • DeFi-native coverage: The Defiant

  • Daily crypto pulse (friendly): Bankless or Milk Road

  • Institutional-style daily notes: Messari – Unqualified Opinions

  • Thematic, thesis-driven research: Delphi Digital

  • On-chain cycle health: Glassnode – Week On-Chain

  • Data-first weekly (methodology): Coin Metrics – SOTN

  • Liquidity & venue quality: Kaiko Research

  • ETF & institutional positioning: CoinShares Fund Flows

  • Macro framing for crypto: Lyn Alden

How to Choose the Right Crypto Newsletter/Analyst (Checklist)

  • Region/eligibility: confirm signup availability and any paywall constraints.

  • Breadth vs. depth: daily skim (news) vs. weekly deep dives (research).

  • Data lineage: on-chain and market sources are named and reproducible.

  • Fees & value: what’s free vs. gated; consider team needs (PM vs. research).

  • UX & cadence: archives, searchable tags, consistent schedule.

  • Disclosures: positions, sponsorships, methodology explained.

  • Community/support: access to Q&A, office hours, or active forums.

  • Red flags: vague performance claims; undisclosed affiliations.

Use Token Metrics With Any Newsletter/Analyst

  • AI Ratings to screen sectors/tokens surfacing in the letters you read.
  • Narrative Detection to quantify momentum behind themes (L2s, AI infra, RWAs).

  • Portfolio Optimization to size convictions with risk-aware allocations.

  • Alerts/Signals to time entries/exits as narratives evolve.
    Workflow: Research in your favorite newsletter → shortlist in Token Metrics → execute on your venue of choice → monitor with Alerts.


Primary CTA: Start free trial

Security & Compliance Tips

  • Enable 2FA on your email client and any research platform accounts.

  • Verify newsletter domains and unsubscribe pages to avoid phishing.

  • Respect KYC/AML and regional rules when acting on research.

  • For RFQs/execution, confirm venue liquidity and slippage.

  • Separate reading devices from hot-wallets; practice wallet hygiene.

This article is for research/education, not financial advice.

Beginner Mistakes to Avoid

  • Treating a newsletter as a signal service—use it as input, not output.

  • Ignoring methodology and disclosures.

  • Chasing every narrative without a sizing framework.

  • Subscribing to too many sources—prioritize quality over quantity.

  • Not validating claims with primary data (on-chain/flows).

FAQs

What makes a crypto newsletter “best” in 2025?
Frequency, methodological transparency, and the ability to translate on-chain/macro signals into practical takeaways. Bonus points for archives and clear disclosures.

Are the top newsletters free or paid?
Most offer strong free tiers (daily or weekly). Paid tiers typically unlock deeper research, models, or community access.

Do I need both on-chain and macro letters?
Ideally yes—on-chain explains market structure; macro sets the regime (liquidity, rates, growth). Pairing both creates a more complete view.

How often should I read?
Skim dailies (Bankless/Milk Road) for awareness; reserve time weekly for deep dives (Glassnode/Coin Metrics/Delphi).

Can newsletters replace analytics tools?
No. Treat them as curated insight. Validate ideas with your own data and risk framework (Token Metrics can help).

Which is best for ETF/flows?
CoinShares’ weekly Fund Flows is the go-to for institutional positioning, complemented by Glassnode/Coin Metrics on structure.

Conclusion + Related Reads

If you want a quick pulse, pick a daily (Bankless or Milk Road). For deeper conviction, add one weekly on-chain (Glassnode or Coin Metrics) and one thesis engine (Delphi or Messari). Layer macro (Lyn Alden) to frame the regime, and use Token Metrics to quantify what you read and act deliberately.

Related Reads:

  • Best Cryptocurrency Exchanges 2025

  • Top Derivatives Platforms 2025

  • Top Institutional Custody Providers 2025

Sources & Update Notes

We reviewed each provider’s official newsletter hub, research pages, and recent posts to confirm availability, cadence, and focus. Updated September 2025 with the latest archives and program pages. Key official references: Bankless newsletter hub Bankless+2Bankless+2; The Defiant newsletter page The Defiant+1; Messari newsletter hub and Unqualified Opinions pages Messari+2messari.substack.com+2; Delphi Digital newsletter page and research site Delphi Digital+2delphidigital.io+2; Glassnode Week On-Chain hub and latest issue insights.glassnode.com+2Glassnode+2; Coin Metrics SOTN hub and archive Coin Metrics+2Coin Metrics+2; Kaiko research/newsletter hub and company site Kaiko Research+1; CoinShares Fund Flows & Research hubs (US/global) and latest weekly example CoinShares+2CoinShares+2; Milk Road homepage and social proof Milk Road+1; Lyn Alden newsletter/archive pages and 2025 issues Lyn Alden+4Lyn Alden+4Lyn Alden+4.

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Crypto Basics

Crypto as an Investment: Is It Worth It in 2025?

Token Metrics Team
6 min
MIN

Introduction to Crypto as an Investment

Over the past decade, cryptocurrency has moved from an experimental technology to a mainstream investment asset. What started with Bitcoin as a digital alternative to cash has evolved into a multi-trillion-dollar ecosystem encompassing altcoins, decentralized finance (DeFi), AI-powered tokens, and NFTs.

In 2025, crypto is no longer a fringe idea—it’s an essential consideration for forward-thinking investors. Whether you’re seeking growth, diversification, or a hedge against inflation, crypto offers multiple paths to wealth creation. This article explores why crypto is a valuable investment, how to approach it strategically, and the role of Token Metrics in making data-driven decisions.

Why Consider Crypto as an Investment?

  1. High Return Potential:
    Bitcoin, Ethereum, and many altcoins have delivered outsized returns compared to traditional assets. AI tokens like Token Metrics AI (TMAI) are at the forefront of new growth narratives.

  2. Diversification:
    Adding crypto to your portfolio can reduce overall risk, as it behaves differently from stocks, bonds, or real estate.

  3. Inflation Hedge:
    Bitcoin and select altcoins are increasingly seen as a store of value, protecting wealth against inflation and currency devaluation.

  4. Access to Innovation:
    Investing in crypto gives exposure to blockchain-based innovations like smart contracts, DeFi, and tokenized real-world assets.

Types of Crypto Investments

  • Blue-Chip Cryptos: Bitcoin (BTC) and Ethereum (ETH) remain the pillars of the crypto market.
  • Altcoins: Mid- and small-cap tokens, including AI coins like TMAI, DeFi tokens, and narrative-driven assets.
  • Stablecoins: USDC, USDT, and others for liquidity management and reduced volatility.
  • NFTs and RWAs: Non-fungible tokens and tokenized real-world assets are emerging as alternative investments.

How to Start Investing in Crypto

  1. Set Your Goals:
    Decide whether you’re investing for short-term gains or long-term growth.

  2. Choose Reliable Platforms:
    Use regulated exchanges and AI-powered platforms like Token Metrics for analytics and insights.

  3. Diversify Your Holdings:
    Spread investments across different sectors, avoiding overexposure to one asset type.

  4. Secure Your Assets:
    Invest in hardware wallets and enable two-factor authentication (2FA).

Risks of Investing in Crypto

  • Volatility: Crypto prices can swing dramatically in short periods.
  • Security Concerns: Exchange hacks and phishing scams remain a threat.
  • Regulatory Uncertainty: Governments are still shaping their stance on crypto.
  • Project Failures: Many small-cap projects don’t survive long-term.

Mitigate these risks by conducting thorough research and using Token Metrics AI to assess tokens based on fundamentals, on-chain activity, and market sentiment.

Investment Strategies for 2025

  1. Dollar-Cost Averaging (DCA):
    Invest a fixed amount regularly to smooth out volatility.

  2. Long-Term Holding (HODL):
    Hold assets like Bitcoin, Ethereum, and Token Metrics AI (TMAI) through market cycles.

  3. Narrative Investing:
    Focus on growth sectors like AI, DeFi, and real-world asset tokens to ride early trends.

  4. Staking & Yield Farming:
    Earn passive income on proof-of-stake tokens and DeFi protocols.

The Role of Token Metrics

Token Metrics is a game-changing platform for crypto investors. It provides AI-powered coin ratings, trend analysis, and portfolio management tools. With over 80 data points per token, it helps investors identify undervalued coins and time market entries effectively.

Conclusion

In 2025, crypto remains a compelling investment option for those willing to manage its risks. By leveraging Token Metrics for data-driven insights and combining long-term strategies with diversified holdings, investors can position themselves for strong returns in the evolving digital asset landscape.

Research

Altcoins Investment: A Comprehensive Guide for 2025

Token Metrics Team
6 min
MIN

Introduction to Altcoin Investment

As the cryptocurrency market evolves, altcoins—cryptocurrencies other than Bitcoin—are becoming increasingly central to the digital asset ecosystem. Investing in altcoins can provide opportunities for higher returns, portfolio diversification, and exposure to innovative blockchain technologies.

Unlike Bitcoin, which is primarily seen as digital gold, altcoins serve varied purposes, such as powering decentralized applications, enabling smart contracts, or facilitating cross-border payments. In 2025, altcoin investments are gaining momentum among both retail and institutional investors, offering unique opportunities in emerging sectors like artificial intelligence (AI), decentralized finance (DeFi), and real-world asset tokenization.

What Are Altcoins?

Altcoins are cryptocurrencies designed as alternatives to Bitcoin. They differ in technology, use case, and governance structure, making them essential to a diversified crypto portfolio.

Categories of Altcoins include:

  • Smart Contract Platforms: Examples include Ethereum (ETH), Cardano (ADA), and Solana (SOL), which enable developers to build decentralized applications (dApps).
  • DeFi Tokens: Tokens like Uniswap (UNI) and Aave (AAVE) power decentralized finance ecosystems.
  • AI and Analytics Tokens: Token Metrics AI (TMAI) and Fetch.ai (FET) combine AI with blockchain to deliver insights and autonomous decision-making.
  • Meme Coins: Dogecoin (DOGE) and Shiba Inu (SHIB) often grow based on community support and viral trends.
  • Layer 2 Solutions: Polygon (MATIC) and Arbitrum (ARB) improve scalability for existing blockchains.

By investing in a mix of these categories, investors gain exposure to multiple narratives driving the crypto market forward.

How Altcoin Investment Works

Investing in altcoins involves buying and holding tokens, trading them for profit, or staking them for passive income. The process starts with choosing a reliable cryptocurrency exchange, creating a secure wallet, and identifying which tokens fit your portfolio strategy.

Key steps for altcoin investment:

  1. Research & Analysis: Use AI-driven platforms like Token Metrics to analyze project fundamentals, on-chain activity, and sentiment.
  2. Portfolio Allocation: Decide on a mix of large-cap, mid-cap, and small-cap tokens based on risk tolerance.
  3. Execution & Management: Monitor performance regularly and rebalance holdings to align with market conditions.

Benefits of Investing in Altcoins

1. Higher Growth Potential:
Altcoins often outperform Bitcoin during bull markets. Projects in sectors like AI, DeFi, and NFTs can yield outsized returns when demand surges.

2. Diversification:
Altcoins provide exposure to multiple sectors, reducing reliance on Bitcoin’s price movements.

3. Innovation:
Many altcoins drive technological breakthroughs in blockchain scalability, privacy, and decentralized governance.

4. Passive Income Opportunities:
Through staking and yield farming, investors can earn consistent returns on altcoin holdings.

Risks of Altcoin Investment

While altcoins can deliver impressive gains, they also carry significant risks:

  • High Volatility: Prices can fluctuate sharply, leading to rapid gains or losses.
  • Project Failures: Some tokens lack strong fundamentals, increasing the risk of collapse.
  • Security Threats: Hacks and smart contract exploits remain a concern in DeFi ecosystems.
  • Regulatory Uncertainty: Governments worldwide are developing frameworks that may impact certain projects.

Mitigating these risks involves thorough research, diversification, and using analytics tools to assess project viability.

Altcoin Investment vs. Bitcoin Investment

Bitcoin is considered a store of value, while altcoins offer greater utility and innovation. Here’s how they compare:

  • Volatility: Altcoins are more volatile but present higher growth potential.
  • Use Case: Bitcoin’s primary function is as a digital currency and hedge; altcoins cater to smart contracts, DeFi, AI, and more.
  • Portfolio Role: While Bitcoin provides stability, altcoins enhance diversification and upside exposure.

A balanced strategy typically includes Bitcoin for security and altcoins for growth.

Strategies for Successful Altcoin Investing

  1. Long-Term Holding (HODL):
    Invest in fundamentally strong projects and hold through market cycles.

  2. Swing Trading:
    Capitalize on price volatility by buying low and selling high over short- to mid-term periods.

  3. Narrative Investing:
    Focus on sectors driving crypto growth—AI coins, DeFi protocols, and real-world asset tokens—to ride market narratives early.

  4. Staking & Yield Farming:
    Earn passive income by participating in DeFi protocols and securing proof-of-stake networks.

Security Measures for Altcoin Investors

Investing securely in altcoins requires:

  • Cold Wallet Storage: Keep your holdings in hardware wallets to prevent hacks.
  • Two-Factor Authentication (2FA): Add extra security layers to exchange accounts.
  • Smart Contract Audits: Verify that DeFi projects you invest in have undergone reputable audits.
  • Diversified Platforms: Avoid concentrating funds in one exchange or wallet.

Regulatory Considerations

Altcoins often face different regulatory classifications than Bitcoin, especially tokens associated with securities or DeFi platforms. In 2025, governments are increasingly requiring Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance for crypto platforms.

Investors should ensure they use regulated exchanges and stay informed about local laws affecting altcoin trading.

How to Choose the Right Altcoins

When selecting altcoins to invest in:

  • Check Market Cap & Liquidity: Ensure sufficient trading volume.
  • Evaluate the Team & Roadmap: Strong leadership and clear milestones indicate long-term potential.
  • Monitor On-Chain Metrics: Active wallets, transactions, and developer activity signal adoption.
  • Leverage AI Analytics: Use Token Metrics AI to get data-driven coin ratings and insights.

The Future of Altcoin Investment

In 2025, altcoins are poised to play a transformative role in finance, AI integration, and global blockchain adoption. Tokens tied to AI analytics, DeFi platforms, and real-world assets are expected to lead the next wave of growth.

Conclusion

Altcoin investment is more than a high-risk gamble—it’s a way to participate in the future of digital finance. By understanding altcoins’ categories, benefits, risks, and strategies, investors can make informed decisions and unlock substantial growth opportunities.

With the right tools, like AI-powered analytics from Token Metrics, and a disciplined approach, altcoins can become a cornerstone of a well-balanced crypto portfolio in 2025 and beyond.

Crypto Basics

Crypto HODL: The Long-Term Investment Strategy for Building Wealth in 2025

Token Metrics Team
6 min
MIN

Introduction to HODL

If you’ve spent any time in cryptocurrency communities, you’ve likely seen the term HODL. Originally a misspelling of “hold” on an online Bitcoin forum in 2013, HODL has become much more than a typo—it’s now a core investment philosophy for crypto enthusiasts worldwide.

In 2025, HODLing remains one of the most effective long-term strategies for building wealth in cryptocurrency. By holding onto fundamentally strong assets through market volatility, investors can capture long-term gains while avoiding emotional, short-term trading mistakes. This article explores what HODLing means, why it works, the best assets to HODL, and how platforms like Token Metrics can help optimize your strategy.

What Does HODL Mean?

HODL means buying and holding cryptocurrency for an extended period, regardless of short-term price fluctuations. Unlike traders who attempt to time the market, HODLers adopt a long-term mindset, trusting that the value of quality assets will increase over time.

This strategy is rooted in the belief that blockchain technology and digital assets are here to stay, and that short-term market noise shouldn’t derail long-term conviction.

The Psychology Behind HODLing

Crypto markets are notoriously volatile, with sudden price swings that can lead to emotional decision-making. HODLing combats this by:

  • Avoiding Panic Selling: Reducing the risk of selling at a loss during downturns.
  • Maintaining Discipline: Encouraging investors to stick to their long-term plans.
  • Embracing Market Cycles: Understanding that crypto goes through bull and bear phases, but strong assets tend to recover and grow over time.

By committing to HODLing, investors can overcome emotional biases and stay focused on their long-term goals.

Why HODL Works in 2025

  1. Capturing Long-Term Gains:
    Historically, assets like Bitcoin and Ethereum have rewarded long-term holders with substantial returns, despite short-term volatility.

  2. Lower Trading Costs:
    By minimizing active trading, HODLers save on transaction fees and reduce tax implications from frequent trades.

  3. Compounding Growth:
    Holding allows you to benefit from price appreciation and participate in opportunities like staking or earning yield on your crypto.

  4. Simplicity:
    HODLing is straightforward—buy quality assets, store them securely, and wait.

Best Cryptocurrencies to HODL in 2025

While any coin can be HODLed, the best long-term candidates are projects with strong fundamentals, proven track records, and growing ecosystems:

  • Bitcoin (BTC):
    Known as digital gold, Bitcoin remains the most secure and widely adopted cryptocurrency, making it a cornerstone of any HODL portfolio.



  • Ethereum (ETH):
    As the leading smart contract platform, Ethereum powers thousands of decentralized applications and remains a dominant force in DeFi and NFTs.

  • Token Metrics AI (TMAI):
    An innovative AI-driven analytics token that combines blockchain and artificial intelligence, helping investors make smarter decisions.


These coins offer long-term growth potential, making them excellent candidates for a HODL strategy.

How to Build a Successful HODL Strategy

  1. Do Your Research:
    Focus on coins with real-world utility, active development teams, and strong communities.

  2. Diversify Your Holdings:
    Don’t put all your funds into one asset. Balance between large-cap (BTC, ETH) and emerging tokens (AI coins, Layer 2 solutions).

  3. Use Token Metrics for Insights:
    Leverage AI-powered analytics to evaluate assets, get coin ratings, and track portfolio performance. Token Metrics provides data on over 80 key metrics per token, helping you choose the right assets to HODL.

  4. Secure Your Assets:
    Use hardware wallets for long-term storage and enable two-factor authentication (2FA) on exchange accounts.

  5. Rebalance Periodically:
    While HODLing implies holding for the long term, periodic rebalancing ensures your portfolio remains aligned with your investment goals.

HODLing vs. Active Trading

While active trading can generate quick profits, it also comes with higher risks and costs. Here’s how HODLing compares:

  • Less Stressful: You’re not glued to charts or reacting to every market dip.
  • Lower Fees: Fewer transactions mean reduced trading costs.
  • Higher Long-Term Success: Most active traders underperform long-term HODLers over extended periods.

Platforms like Token Metrics can complement both approaches by providing trading signals and long-term portfolio analytics, helping you decide when (and if) you should adjust your positions.

Risks of HODLing

While HODLing is effective, it’s not without challenges:

  • Extended Bear Markets: Prices may stay low for months or years.
  • Project Failures: Some tokens may not survive long term, making research critical.
  • Opportunity Cost: Holding may cause you to miss out on short-term trading opportunities.

To mitigate these risks, rely on data-driven tools like Token Metrics to ensure you’re holding the right mix of assets.

The Role of Token Metrics in HODLing

Token Metrics is a powerful platform for long-term crypto investors, providing:

  • AI-Driven Coin Ratings: Helping you identify which assets are worth holding.
  • Trend Analysis: Detecting when market conditions shift.
  • Portfolio Optimization: Offering insights to keep your HODL strategy on track.

By leveraging AI analytics, Token Metrics makes HODLing smarter, ensuring you’re invested in assets with strong fundamentals and growth potential.

Practical Tips for HODLers

  • Start with Blue Chips: Build a foundation with Bitcoin and Ethereum.
  • Add Growth Assets: Include promising altcoins like TMAI and Layer 2 scaling tokens.
  • Ignore Market Noise: Stay focused on the big picture.
  • Set Clear Goals: Define your time horizon and risk tolerance.
  • Stay Informed: Use platforms like Token Metrics to monitor your portfolio and adjust as needed.

Conclusion

HODLing isn’t just a meme—it’s a time-tested strategy for building wealth in crypto. By holding onto fundamentally strong assets, you can capture long-term growth while avoiding the emotional traps of active trading.

In 2025, pairing HODLing with AI-powered insights from Token Metrics gives you an edge—helping you select the right assets, manage risk, and stay committed to your investment plan. Whether you’re a beginner or a seasoned investor, HODLing remains one of the simplest and most effective ways to build wealth in the dynamic world of cryptocurrency.

Research

AI Crypto Coins: Unlocking the Future of Blockchain and Artificial Intelligence in 2025

Token Metrics Team
6 min
MIN

Introduction to AI Crypto Coins

Artificial intelligence (AI) has become one of the most transformative technologies of our time, reshaping industries from healthcare to finance. In the cryptocurrency space, AI crypto coins are merging blockchain with artificial intelligence, creating powerful ecosystems for data analytics, automated decision-making, decentralized AI marketplaces, and predictive trading.

In 2025, AI-powered tokens are one of the most promising sectors in crypto, attracting retail investors, institutional players, and developers seeking the next wave of technological breakthroughs. This article explores what AI crypto coins are, how they work, their benefits, key risks, and the role of Token Metrics in analyzing and investing in them.

What Are AI Crypto Coins?

AI crypto coins are digital tokens that fuel blockchain platforms integrated with artificial intelligence technologies. These coins serve multiple purposes, including:

  • Powering AI-Driven Platforms: Providing access to AI tools and algorithms.
  • Facilitating Machine Learning: Enabling decentralized model training and data processing.
  • Enabling Predictive Analytics: Supporting platforms that use AI to forecast market trends.
  • Fueling Autonomous Agents: Powering AI agents for decentralized applications (dApps).

By combining the transparency of blockchain with the intelligence of AI, these projects are creating self-sustaining ecosystems where users can buy, sell, and deploy AI services securely.

Top AI Crypto Coins in 2025

The AI crypto sector is diverse, with projects addressing various use cases. Here are some of the leading tokens:

1. Token Metrics AI (TMAI):

One of the most innovative AI-driven analytics platforms in crypto. TMAI leverages over 80 data points per token, offering AI-generated ratings, trend analysis, and portfolio insights to help traders and investors make data-driven decisions.

2. $KAITO Token Utility:

  1. Platform access and insights
  2. Governance voting
  3. Community curation rewards

3. Cookie.fun ($COOKIE): Gamified Trading Meets A

Cookie.fun is a Gen-Z-targeted platform that fuses AI-powered trading insights with gamified investing experiences.

4. Arkham Intelligence (ARKM):
An AI-powered blockchain intelligence platform that analyzes on-chain data for compliance, forensics, and research.

These tokens are part of a fast-growing ecosystem of AI-focused projects poised to disrupt industries ranging from financial trading to decentralized computing.

How Do AI Crypto Coins Work?

AI crypto coins work by integrating machine learning and blockchain to create scalable, secure, and transparent AI ecosystems. Key mechanisms include:

  • Decentralized Data Sharing: AI models can be trained on distributed datasets without compromising user privacy.
  • Smart Contracts: Automated contracts execute AI-powered services securely and transparently.
  • Token Incentives: Users earn rewards for contributing data, computing power, or participating in AI ecosystems.
  • AI-Enhanced Trading: AI-driven trading algorithms generate signals and strategies, which platforms like Token Metrics deliver directly to investors.

This synergy between AI and blockchain creates systems that learn, adapt, and evolve over time, making them highly valuable in the crypto economy.

Benefits of Investing in AI Crypto Coins

1. Exposure to Two Revolutionary Technologies:
Investing in AI tokens means gaining exposure to both the blockchain and AI sectors, which are projected to experience massive growth over the next decade.

2. High Growth Potential:
AI crypto coins often see rapid adoption due to their real-world applications and strong narratives.

3. Diversification:
AI tokens provide a unique asset class within the crypto market, helping diversify a portfolio beyond standard altcoins.

4. Early Access to Innovation:
Investors can be part of groundbreaking projects building the infrastructure for decentralized AI networks.

Risks of AI Crypto Investments

Like all crypto assets, AI coins carry risks:

  • High Volatility: Price swings can be dramatic, especially for small-cap AI projects.
  • Regulatory Uncertainty: Governments are still figuring out how to regulate AI and blockchain integrations.
  • Unproven Technology: Many AI platforms are in early development stages, with uncertain timelines for adoption.
  • Security Concerns: The combination of AI and blockchain increases the attack surface for malicious actors.

Using data-driven platforms like Token Metrics can help mitigate these risks by offering detailed project analysis and ratings.

Investment Strategies for AI Crypto Coins

1. Long-Term Holding (HODL):
Invest in leading AI tokens like TMAI, FET, and AGIX for long-term exposure to this emerging sector.

2. Narrative Investing:
Capitalize on market narratives by entering early when AI projects gain traction or announce major updates.

3. Portfolio Diversification:
Balance AI tokens with large-cap cryptocurrencies like Bitcoin and Ethereum to manage overall portfolio risk.

4. Active Monitoring with Token Metrics:
Use Token Metrics to receive real-time AI-generated ratings, alerts, and trend analyses for AI tokens, helping you optimize entry and exit points.

How Token Metrics Enhances AI Coin Investing

Token Metrics is uniquely positioned at the intersection of AI and crypto. It provides:

  • AI-Generated Coin Ratings: Evaluating tokens across fundamentals, technicals, and market sentiment.
  • Predictive Analytics: Forecasting token movements using advanced AI models.
  • Portfolio Management Tools: Helping investors track and optimize their AI coin allocations.
  • Narrative Detection: Identifying early trends in the AI crypto space before they go mainstream.

For investors seeking to navigate the fast-changing AI crypto sector, Token Metrics delivers data-driven confidence in decision-making.

Practical Tips for Investing in AI Crypto Coins

  1. Do Your Research:
    Focus on projects with clear use cases, strong teams, and growing ecosystems.

  2. Watch for Partnerships:
    AI tokens that collaborate with major blockchain platforms or enterprises often gain faster adoption.

  3. Start Small:
    Begin with a modest allocation to manage risk, especially with early-stage AI projects.

  4. Use Token Metrics Analytics:
    Leverage AI-driven insights to find undervalued tokens and avoid overhyped projects.

The Future of AI Crypto Coins

AI crypto coins are expected to play a transformative role in 2025 and beyond, powering innovations in:

  • Decentralized AI Marketplaces for global algorithm sharing.
  • Autonomous Agents capable of performing complex tasks without human input.
  • AI-Driven DeFi Strategies that optimize yield farming and liquidity provision.

As AI becomes more integrated with blockchain, these coins will likely lead the next technological and financial revolution.

Conclusion

AI crypto coins represent one of the most exciting frontiers in cryptocurrency. By merging the power of blockchain with the intelligence of AI, these tokens are reshaping how we interact with data, trade, and build decentralized systems.

For investors, platforms like Token Metrics provide the insights needed to navigate this dynamic sector—identifying promising projects, managing risk, and seizing opportunities before the market catches up.

In 2025, adding AI tokens to your portfolio isn’t just an investment—it’s a way to participate in the future of intelligent, decentralized finance.

Research

Moonshot Tokens in 2025: High-Risk, High-Reward Plays in the Crypto Market

Token Metrics Team
6 min
MIN

Introduction

The crypto market has always been fertile ground for high-risk, high-reward opportunities. While blue-chip assets like Bitcoin and Ethereum dominate headlines, the real thrill — and sometimes the highest returns — often comes from what the industry calls moonshots.”

These are small-cap tokens, often under $50 million in market cap, with explosive potential and equally high volatility. In 2025, moonshots remain a core part of speculative trading strategies. But what exactly are they? How do you find them? And most importantly, how can you manage the outsized risks they carry?

Let’s dive into the world of moonshots, drawing insights from recent market trends and real-world data.

What Are Moonshot Tokens?

Moonshot tokens are early-stage, low-cap cryptocurrencies that carry massive upside potential. They often represent experimental ideas or emerging narratives — think AI integration, meme culture, or social tokens — that haven’t yet been fully recognized by the broader market.

Because they trade at relatively low valuations, even small inflows of capital can cause outsized price swings. It’s not uncommon for a moonshot to deliver 10x or even 50x gains within a short time. But the flip side is brutal: these same tokens can plummet to zero just as quickly.

Key characteristics of moonshots:

  • Market cap: Typically under $50 million.
  • Narrative-driven: Often tied to strong trends like AI, gaming, or DeFi experiments.
  • Volatility: Sharp, frequent price swings.
  • Liquidity: Thin order books, making large trades difficult without impacting price.

Why Are Moonshots Gaining Traction in 2025?

The current market environment — with crypto market capitalization hovering around $4 trillion — has created room for risk-taking. Investors who missed early gains on Bitcoin or Ethereum are now searching for the next big thing, leading to renewed interest in small-cap tokens.

Emerging narratives also fuel the fire:

  • AI-Crypto Fusion: Projects like Sahara AI and Mobi AI are proving that the AI narrative isn’t slowing down.
  • Social Tokens & Web3 Platforms: Zora’s creator-focused token model demonstrates how social media and crypto can intersect.
  • Community-First DeFi: Protocols like Blackhole DEX show the power of grassroots tokenomics.

These narratives often spill over into the moonshot arena, as smaller projects attempt to replicate the success of these headline-grabbing platforms.

How to Identify Promising Moonshots

Identifying moonshots is part research, part intuition, and part risk tolerance. Here’s what to look for:

1. Strong Narrative Alignment

The most successful moonshots ride on current narratives. In this cycle, AI agents, decentralized social platforms, and community-owned DeFi projects are leading themes. Projects in these categories often experience rapid hype-driven adoption.

2. On-Chain Data

Tools like Dune Analytics and on-chain scanners can reveal whale accumulation, new liquidity pools, or spikes in active addresses — all early indicators of growing interest.

3. Tokenomics

Evaluate supply schedules:

  • How many tokens are in circulation?
  • Are there large unlocks coming soon?
  • Does the project have mechanisms like buybacks or burns to support price stability?

4. Developer & Investor Backing

While many moonshots are grassroots projects, strong teams or backing from reputable funds (e.g., Polychain, Binance Labs) can boost credibility.

Case Studies: Recent Moonshots to Watch

1. Vine (Meme Token):
A meme coin leveraging the Vine brand, this token has gained traction despite limited documentation. Its appeal lies largely in nostalgia and speculative hype.

2. Moby AI: What started as an AI-driven whale-tracking agent has evolved into Mobi Screener, a Dexscreener competitor with integrated social features. The token model ties platform usage to token value — a promising experiment in utility-driven moonshots.

3. Graphite Protocol:
Developers behind Bonk Fun (a leading meme token platform), Graphite has created a buyback and burn model linked to Bonk’s success, aligning token value directly with ecosystem growth.

4. CookieDAO:
Initially positioned as an AI agent platform, CookieDAO is now expanding into proof-of-belief systems, adding new utilities and campaign features for Web3 projects.

The Risk Side: Why Moonshots Can Go to Zero

Moonshots are inherently speculative. Common pitfalls include:

  • Team Abandonment or Rug Pulls: Some projects vanish overnight.
  • Unsustainable Hype: Many moonshots rely on short-term narratives that fade.
  • Low Liquidity: Thin markets make it difficult to enter or exit without significant slippage.

A recent example is SpaceMesh, once hyped as a “next Bitcoin.” Despite strong tech, internal disputes and poor execution led to a near-total collapse — a stark reminder that good code doesn’t always equal good investment.

Managing Risk: A Practical Approach

If you’re trading moonshots, risk management is everything.

1. Position Sizing:
Never allocate more than 1% of your portfolio to any single moonshot. Spreading capital across multiple small positions reduces the impact of one token collapsing.

2. Diversification:
Balance moonshots with higher-cap tokens to stabilize overall portfolio performance.

3. Predefined Exits:
Set clear take-profit and stop-loss levels before entering a trade. Emotional decisions often lead to losses.

4. Time Your Entries:
Consider entering after initial hype cools but before major announcements or roadmap milestones.

The Future of Moonshots: Are They Worth It?

While moonshots can be risky, they remain an integral part of crypto’s DNA. For many traders, they serve as lottery tickets in a market where early discovery can lead to life-changing gains.

In 2025, moonshots are evolving. They’re no longer just meme-driven gambles. Increasingly, they represent experimental innovation — blending DeFi models, AI integrations, and community governance in ways that push the boundaries of blockchain technology.

Conclusion

Moonshots are not for the faint-hearted. They require research, timing, and above all, discipline. In 2025, with themes like AI-driven platforms, decentralized social networks, and community-focused DeFi reshaping the market, the next breakout token could be hiding in plain sight.

Whether you’re a seasoned trader or a curious newcomer, understanding the dynamics of moonshots — and respecting their risks — is essential for navigating this volatile but potentially rewarding segment of crypto.

Research

DeFi and AI Tokens Dominate as Crypto Market Nears $4 Trillion

Token Metrics Team
6 min
MIN

The cryptocurrency market continues to show resilience, with total market capitalization maintaining a strong foothold near $4 trillion. While Bitcoin remains the cornerstone of this cycle, the spotlight is shifting toward altcoins — especially those at the forefront of decentralized finance (DeFi) and artificial intelligence (AI) integration.

In this blog, we’ll explore the top narratives shaping today’s market, focusing on DeFi protocols like Blackhole DEX and PancakeSwap, alongside emerging AI projects such as Sahara AI and Moby AI.

Why DeFi Is Surging Again

DeFi has staged an impressive comeback in 2025. After a period of stagnation, several protocols have redefined their models to prioritize community engagement and sustainable growth.

Black Hole DEX:
Launched on Avalanche, Blackhole DEX has quickly become the network’s largest decentralized exchange, overtaking Trader Joe. The platform uses a community-first approach: no team allocation, weekly token emissions to liquidity providers, and a bribe-based voting mechanism for rewards distribution.

Impact:
This design has created a powerful flywheel effect. As token prices rise, APYs increase, attracting more liquidity, which in turn boosts trading volume and revenue. Within days, Blackhole DEX grew its TVL from $7 million to $193 million — a staggering feat.

PancakeSwap: A Sleeping Giant?

PancakeSwap, the dominant DEX on Binance Smart Chain (BSC), has been quietly outperforming its competitors in trading volumes and fee generation. Recent data shows PancakeSwap generating more than 4x the daily fees of Uniswap, yet its fully diluted valuation remains significantly lower.

Growth Catalysts:

  • Integration with the Binance Wallet ecosystem.
  • Expansion into other ecosystems like Solana.
  • All-time-high trading volumes despite broader market corrections.

For investors seeking a large-cap DeFi protocol with strong fundamentals and potential upside, PancakeSwap’s metrics warrant attention.

AI Meets Crypto: The Next Frontier

Artificial intelligence continues to transform multiple industries, and crypto is no exception.

Sahara AI:
Sahara AI is building a full-stack AI infrastructure for decentralized applications. Backed by heavyweights like Binance and Polychain, its mission is to bridge Web3 and AI — a theme that’s likely to dominate innovation cycles in the coming years.

Moby AI:
Initially launched as an AI trading agent, Moby AI has expanded into building tools like Moby Screener, a competitor to Dexscreener. Its unique tokenomics link user engagement directly to the platform’s utility, making it an experiment worth watching.

The Broader Altcoin Landscape

Beyond DeFi and AI, other notable projects are also gaining ground:

  • Graphite Protocol: The developer behind LetsBonk.Fun, sharing revenue with its ecosystem tokens through buyback strategies.


  • Zora: A social media-meets-crypto platform allowing creators to monetize their content directly on-chain.


  • Project X: A cross-chain DEX on Hyperliquid, amassing $28 million in TVL within 24 hours of launch.

These projects underscore the diversity of innovation happening outside Bitcoin’s shadow.

Risk Management in a Volatile Market

The excitement around DeFi and AI tokens comes with elevated risk. Here are some best practices:

  • Allocate wisely: Keep high-risk allocations (like low-cap “moonshots”) small — no more than 1% per trade.
  • Monitor narratives: Rapid shifts in market sentiment can create both opportunities and pitfalls.
  • Stay updated: Protocol changes, tokenomics adjustments, and ecosystem partnerships can significantly impact valuations.

Conclusion

As the crypto market edges closer to $4 trillion, the narratives driving growth are evolving. DeFi is proving its staying power with innovative models like Black Hole DEX, while AI-focused projects like Sahara AI are pushing the boundaries of what blockchain can achieve.

For market participants, the challenge lies in identifying which of these trends have lasting potential — and positioning themselves accordingly.

Research

Altcoins on the Rise: How Bitcoin’s Stability Is Fueling the Next Market Wave

Token Metrics Team
6 min
MIN

As Bitcoin stabilizes near its recent highs, the crypto market is witnessing a familiar pattern — altcoins are beginning to surge. While Bitcoin often leads during the early phases of a bullish cycle, history shows that capital tends to flow into altcoins as confidence builds. In the past two weeks, this transition has become increasingly evident, with several promising projects capturing significant market attention.

Bitcoin’s Stabilization and What It Means

Since early July, Bitcoin has managed to hold above key resistance levels, cementing its role as the market’s anchor. At the time of writing, total crypto market capitalization hovers near $4 trillion — a level that hasn’t been seen since the previous cycle’s peaks. Historically, when Bitcoin consolidates above its former highs, capital begins rotating into altcoins. This shift often marks the start of a broader rally across the market.

Key takeaway: The current market appears to be in the early stages of this altcoin rotation.

Altcoins Leading the Charge

Several altcoins have emerged as strong contenders in recent weeks.

1. Zora: The Social Token Platform
Zora, an on-chain social platform that allows creators to tokenize posts and earn from their content, has seen exponential growth following its integration into the Base App (Coinbase’s rebranded wallet). Creator activity and transaction volumes have surged, driving up demand for the Zora token. With each creator post paired to the Zora token, this integration has created a direct link between platform usage and token utility.

Why it matters: The combination of Web3 social media and creator monetization is a powerful narrative, and Zora appears well-positioned to capitalize on this trend.

2. Spark: A MakerDAO-Connected Lending Platform
Spark, a DeFi lending protocol linked to Sky Protocol, has also been a standout performer. It recently experienced a sharp increase in liquidity and price action, fueled by its integration with CookieDAO’s campaign and ongoing airdrop programs.

Why it matters: With DeFi gaining renewed interest, protocols offering sustainable yields through established ecosystems like Sky Protocol (formerly MakerDAO) are likely to remain attractive to both retail and institutional participants.

3. Sahara AI: Building the AI-Crypto Intersection
Sahara AI has positioned itself at the intersection of AI and blockchain. Backed by Binance, Polychain, and Foresight Ventures, this project offers a full-stack AI solution tailored for decentralized applications. Its long-term vision of creating AI-enabled Web3 services is attracting both developers and investors.

Why it matters: AI and crypto remain two of the most dominant narratives in tech, and projects combining these sectors could drive the next wave of innovation.

4. PancakeSwap: Undervalued Giant?
Despite being one of the largest DEXs by trading volume and daily fee generation, PancakeSwap appears significantly undervalued compared to peers like Uniswap. The platform recently expanded its operations to other chains, including Solana, and benefits from strong integration with the Binance Wallet ecosystem.

Why it matters: Fundamentals suggest PancakeSwap has room for growth if the market re-rates its value relative to competitors.

Market Themes to Watch

Bitcoin vs. Altcoin Season:
Our analysis shows we are still in a Bitcoin-dominant phase. Historically, altcoins outperform when Bitcoin consolidates or cools off. This implies that the current rotation into altcoins could continue as capital flows down the risk curve.

DeFi Revival:
Protocols like Blackhole DEX on Avalanche — which has grown its TVL from $7 million to $193 million in less than 2 weeks — highlight a renewed interest in decentralized finance. Unlike VC-backed models, Blackhole’s community-first tokenomics have resonated with users seeking fairer distribution.

Social Tokens & AI Integration:
Platforms like Zora and Sahara AI are tapping into major growth narratives: decentralized social media and artificial intelligence. Both sectors are likely to see continued experimentation and adoption.

Managing Risk in Altcoin Investing

While the upside potential in altcoins is high, so is the volatility. For high-risk trades, such as “moonshots” (low-cap tokens under $50 million market cap), we recommend:

  • Position sizing: Limit exposure to 1% per trade.
  • Diversification: Spread investments across multiple projects to reduce single-token risk.
  • Exit planning: Pre-define take-profit and stop-loss levels.

Conclusion

The crypto market is entering an exciting phase. Bitcoin’s consolidation above key levels suggests a healthy backdrop for risk assets, and altcoins are beginning to benefit. From creator monetization platforms like Zora to cross-chain DeFi protocols like Spark and Black Hole, this new wave of projects represents the diversity and innovation driving the next cycle.

As always, measured participation and disciplined risk management remain essential.

Crypto Basics

Types of Stablecoins: A Complete Guide for 2025

Token Metrics Team
8 min
MIN

The cryptocurrency market is famous for volatility—Bitcoin can swing by thousands of dollars in a day, and altcoins can rise or crash in hours. But what if you need price stability? That’s where stablecoins come in.

Stablecoins are digital currencies pegged to stable assets like the US dollar, gold, or even algorithmically maintained price levels. They bridge the gap between the speed and efficiency of blockchain technology and the reliability of traditional money.

As of 2025, stablecoins account for over $140 billion in circulating supply, making them essential for traders, investors, and decentralized finance (DeFi) users. But not all stablecoins are the same—different types use different mechanisms to maintain their stability, each with unique pros and cons.

In this guide, we’ll break down the types of stablecoins, how they work, their risks, and which might be best for your needs.

What Are Stablecoins?

A stablecoin is a cryptocurrency designed to maintain a stable value by pegging its price to a reference asset. Most stablecoins are pegged to fiat currencies like the U.S. dollar (e.g., 1 USDT ≈ $1), but some track commodities (like gold) or are algorithmically balanced to hold value.

They are widely used for:

  • Trading: Moving quickly in and out of volatile assets.
  • DeFi: Providing liquidity, borrowing, and earning yields.
  • Remittances: Sending low-cost, fast cross-border payments.
  • Hedging: Protecting against crypto market volatility.

Types of Stablecoins

There are four main types of stablecoins:

  1. Fiat‑Collateralized Stablecoins
  2. Crypto‑Collateralized Stablecoins
  3. Algorithmic (Non‑Collateralized) Stablecoins
  4. Commodity‑Backed Stablecoins

Each has a different method of maintaining its peg. Let’s break them down.

1. Fiat‑Collateralized Stablecoins

Definition:
These are backed 1:1 by traditional currencies like the U.S. dollar, euro, or yen. For every stablecoin issued, an equivalent amount of fiat is held in reserve by a trusted custodian.

How They Work:
If you buy 1 USDC, Circle (its issuer) holds $1 in a regulated bank account or short-term U.S. Treasury securities. When you redeem that stablecoin, the issuer sends you the equivalent amount in fiat and burns the coin.

Examples:

  • Tether (USDT) – Largest stablecoin by market cap; widely used on exchanges.
  • USD Coin (USDC) – Issued by Circle, fully regulated and audited.
  • TrueUSD (TUSD) – Offers real-time attestation of reserves.
  • PayPal USD (PYUSD) – Launched by PayPal for payments and DeFi.

Pros:

  • High stability – Pegged directly to fiat.
  • Transparent – Many provide audits and attestations.
  • Easy adoption – Ideal for traders, merchants, and payment platforms.

Cons:

  • Centralization – Custodians control reserves and can freeze accounts.
  • Regulatory risks – Subject to government oversight.
  • Less transparency for some issuers – (e.g., Tether faced scrutiny over its reserves).

2. Crypto‑Collateralized Stablecoins

Definition:
These are backed by cryptocurrencies like Ethereum or Bitcoin instead of fiat. Because crypto is volatile, these stablecoins are overcollateralized (e.g., $150 in ETH backs $100 in stablecoins).

How They Work:
When you mint a crypto-backed stablecoin like DAI, you deposit collateral (e.g., ETH) into a smart contract. If the collateral value drops too much, the contract automatically liquidates some assets to maintain the peg.

Examples:

  • DAI – Issued by MakerDAO, backed by ETH, USDC, and other assets.


  • sUSD – A synthetic USD issued by Synthetix.
  • MIM (Magic Internet Money) – Collateralized by multiple crypto assets.

Pros:

  • Decentralized – No single company controls reserves.
  • Transparent – All collateral balances are viewable on-chain.
  • Resistant to censorship – Issuers can’t freeze accounts.

Cons:

  • Volatility risk – Collateral can lose value quickly, requiring liquidations.
  • Overcollateralization – Ties up more capital than fiat-backed options.
  • Complexity – Requires understanding of DeFi mechanics.

3. Algorithmic (Non‑Collateralized) Stablecoins

Definition:
These don’t use physical reserves. Instead, they maintain their peg via algorithmic supply adjustments—minting or burning tokens to balance price around $1.

How They Work:
If demand increases and the price rises above $1, the protocol mints more coins. If it falls below $1, the protocol burns coins or incentivizes users to buy them back.

Examples:

  • Ampleforth (AMPL) – Elastic supply adjusts daily.
  • UST (TerraUSD) – Infamously collapsed in 2022 after its peg broke.
  • Frax (FRAX) – Uses a hybrid model: partly collateralized, partly algorithmic.

Pros:

  • Highly capital-efficient – Doesn’t require large reserves.
  • Decentralized – Often governed by smart contracts and DAOs.

Cons:

  • Peg instability – Prone to “death spirals” when market confidence drops.
  • Complex mechanisms – Harder for average users to understand.
  • History of failures – UST/LUNA crash eroded trust in algorithmic coins.

4. Commodity‑Backed Stablecoins

Definition:
These stablecoins are pegged to commodities like gold, silver, or oil, giving them intrinsic value beyond fiat.

How They Work:
For every coin issued, an equivalent amount of the commodity is held in a secure vault. For example, owning 1 PAX Gold (PAXG) means you own 1 troy ounce of physical gold stored by the issuer.

Examples:

  • PAX Gold (PAXG) – Backed by physical gold.


  • Tether Gold (XAUT) – Gold-backed token from Tether.
  • Digix Gold (DGX) – Pegged to gold bars in Singapore vaults.

Pros:

  • Hedge against inflation – Commodities like gold retain value during economic uncertainty.
  • Diversification – Offers exposure to both crypto and commodities.

Cons:

  • Low liquidity – Less widely used than fiat-backed stablecoins.
  • Storage & audit challenges – Requires trust in the issuer to maintain reserves.

Why Do Stablecoins Matter?

Stablecoins are the backbone of DeFi and crypto trading.

  • Trading & arbitrage: They provide a quick way to exit volatile positions without converting back to fiat.
  • Cross-border payments: Cheaper and faster than SWIFT or remittance services.
  • DeFi participation: Essential for lending, borrowing, yield farming, and liquidity pools.
  • On-ramp/off-ramp: They simplify converting between traditional finance and blockchain.

Which Type of Stablecoin Should You Use?

If you want simplicity & security: Go with fiat-backed coins like USDC or PYUSD.

If you value decentralization: Choose crypto-collateralized options like DAI.

If you’re comfortable with high risk: Explore algorithmic models like FRAX (but beware of peg risks).

If you want inflation protection: Consider commodity-backed coins like PAXG.

Key Risks of Stablecoins

  • Regulation: Governments are increasing oversight of fiat-backed coins.
  • Centralization: Some issuers can freeze funds or blacklist wallets.
  • Smart contract risks: DeFi-based stablecoins can suffer from bugs or exploits.
  • Peg breaks: Algorithmic models are especially vulnerable to confidence loss.

The Future of Stablecoins

In 2025, stablecoins are evolving to meet regulatory and market demands:

  • Central Bank Digital Currencies (CBDCs): Governments are issuing digital dollars and euros, potentially competing with stablecoins.
  • Regulated issuers: Projects like USDC are working closely with regulators to ensure compliance.
  • Hybrid models: Combining fiat and algorithmic elements (e.g., Frax) to enhance stability.

As DeFi expands and global adoption grows, stablecoins will remain at the heart of crypto finance.

Final Thoughts

Stablecoins are more than just “digital dollars.” They’re a critical bridge between traditional finance and blockchain innovation.

  • Fiat-backed stablecoins bring stability and ease of use.
  • Crypto-collateralized ones offer transparency and decentralization.
  • Algorithmic models push innovation but carry higher risks.
  • Commodity-backed coins provide a hedge against inflation and diversify exposure.

Choosing the right type depends on your risk tolerance, use case, and trust level. Whether for trading, saving, or participating in DeFi, understanding the types of stablecoins can help you navigate the crypto ecosystem with confidence.

Crypto Basics

How Do You Purchase Cryptocurrency? A Beginner’s Step-by-Step Guide (2025)

Token Metrics Team
8 min
MIN

Cryptocurrency has moved from niche tech circles to the mainstream, with millions of people worldwide investing in Bitcoin, Ethereum, and thousands of other digital assets. Whether you want to trade actively, hold long-term, or explore decentralized finance (DeFi), the first step is understanding how to purchase cryptocurrency safely and efficiently.

In this guide, we’ll walk you through everything you need to know—**from choosing the right platform to securing your crypto—**so you can get started with confidence.

Step 1: Understand What Cryptocurrency Is

Before you dive in, it’s important to understand what you’re buying. Cryptocurrency is a digital asset that uses blockchain technology to enable secure, decentralized transactions. Unlike traditional currencies, crypto isn’t controlled by banks or governments.

Some of the most popular cryptocurrencies include:

  • Ethereum (ETH): A blockchain supporting smart contracts and decentralized applications.


  • Stablecoins (USDT, USDC): Pegged to fiat currencies like the US dollar for stability.
  • Altcoins: Thousands of other coins with unique use cases (Solana, Cardano, etc.).

Once you know your options, you’re ready to buy.

Step 2: Choose a Cryptocurrency Exchange

To purchase crypto, you’ll need an exchange—a platform that lets you buy, sell, and trade digital assets.

Types of exchanges:

  1. Centralized Exchanges (CEX): User-friendly and beginner-friendly. Examples: Coinbase, Binance, Kraken, eToro.
  2. Decentralized Exchanges (DEX): Peer-to-peer trading directly from your wallet (Uniswap, PancakeSwap). Better for experienced users.
  3. Brokerage Apps: Apps like PayPal, Cash App, Robinhood let you buy crypto, though withdrawals may be limited.

What to look for in an exchange:

  • Security: Two-factor authentication (2FA), insurance, and strong history.
  • Fees: Look for transparent trading, deposit, and withdrawal fees.
  • Supported assets: Ensure your chosen exchange lists the coins you want.
  • Regulation: Use platforms compliant with your country’s laws.

Step 3: Create and Verify Your Account

Most centralized exchanges require Know Your Customer (KYC) verification for security and regulatory compliance.

What you’ll need:

  • Email & phone number: For account creation.
  • Government-issued ID: Passport, driver’s license, or national ID.
  • Proof of address: Sometimes required for higher transaction limits.

Once verified, you’ll gain full access to trading and withdrawals.

Step 4: Deposit Funds Into Your Account

You can’t buy crypto without adding funds.

Common payment methods:

  • Bank transfers: Usually the cheapest option but may take 1–3 days.
  • Debit/Credit cards: Fast but with higher fees (often 2–4%).
  • E-wallets & PayPal: Convenient but may have limits.
  • P2P transfers: Directly buy from other users (on platforms like Binance P2P).


Pro Tip: Always compare deposit fees before funding your account.

Step 5: Choose Which Cryptocurrency to Buy

Beginners often start with Bitcoin or Ethereum due to their liquidity and stability. However, thousands of altcoins are available—each with unique purposes.

Factors to consider before buying:

  • Market cap: Large-cap coins are generally less volatile.
  • Project fundamentals: Check the coin’s whitepaper and team.
  • Use case & community: Active projects with strong ecosystems are more promising.
  • Volatility: Understand the risks of smaller, high-reward tokens.

Step 6: Place Your Order

When you’re ready, navigate to the Buy/Sell section of your exchange.

Order types:

  • Market Order: Instantly buys at the current price. Best for beginners.
  • Limit Order: Sets a specific price at which to buy. Great for strategic entry.
  • Recurring Buy: Automates purchases (also known as dollar-cost averaging).

Example: If Bitcoin is $50,000 and you want to buy $100 worth, your market order will instantly execute at the best available price.

Step 7: Store Your Cryptocurrency Safely

Once purchased, you’ll need a wallet to store your crypto. Leaving assets on an exchange can expose you to hacking risks.

Types of wallets:

  • Hot Wallets: Online, exchange-based, or software wallets (MetaMask, Trust Wallet). Easy to use but more vulnerable.
  • Cold Wallets: Offline storage like Ledger or Trezor hardware wallets. Ideal for long-term security.

Tip: “Not your keys, not your coins.” If you hold significant funds, transfer them to a private wallet where you control the keys.

Step 8: Stay Informed and Manage Your Investment

Crypto markets are volatile. Prices can change rapidly, so keep track of market trends and news.

Best practices:

  • Set alerts: Use tools like Token Metrics or CoinMarketCap to monitor prices.
  • Diversify: Don’t put all your money in one coin.
  • Avoid emotional trading: Stick to your plan and avoid panic-buying or selling.
  • Use security tools: Enable 2FA and avoid sharing sensitive information.

How Much Should You Invest in Crypto?

Only invest what you can afford to lose. Experts often recommend starting with 1–5% of your portfolio and increasing gradually as you gain confidence.

Common Mistakes to Avoid When Buying Crypto

  1. Skipping research: Don’t buy a coin just because it’s trending.
  2. Using unsecured exchanges: Stick to reputable platforms.
  3. Not securing your wallet: Leaving funds on exchanges long-term.
  4. Falling for scams: Avoid too-good-to-be-true offers and unverified projects.
  5. Overtrading: Excessive buying/selling leads to higher fees and losses.

FAQs: Buying Cryptocurrency

1. Can I buy crypto without an exchange?
Yes. You can use peer-to-peer platforms or crypto ATMs, though fees may be higher.

2. Do I need a lot of money to start?
No. Many exchanges let you buy as little as $10 worth of crypto.

3. Is buying crypto legal?
In most countries, yes. Always check your local regulations.

4. What’s the safest way to buy?
Use a regulated exchange and store your funds in a hardware wallet.

Final Thoughts: Getting Started with Cryptocurrency

Purchasing cryptocurrency isn’t complicated—it’s about choosing the right platform, securing your funds, and investing wisely. Whether you’re buying Bitcoin as a long-term investment or exploring altcoins for potential growth, the steps are the same:

  1. Pick a reliable exchange
  2. Verify and fund your account
  3. Select your crypto and buy
  4. Secure it in a private wallet

The crypto market is full of opportunities—but also risks. Start small, do your research, and approach your investment journey with a long-term mindset.

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